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230 Mitchell Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 230 Mitchell Dr, Boulder Creek, CA 95006 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,141 sqft · built 1979
Lot Size1.68 acres (73,442 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Sep 1998)
Tax Bill$7,605 (2025)
Deeds & MortgagesAug 2019 Second Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN085-282-03

Property Details

APN / Parcel Number

Primary APN085-282-03
Alternative APN
  • 085-282-03-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,141 sqft Living Area
Gross Area2,729 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area73,442 sqft
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck Area1,164 sqft
Patio Area1,164 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address230 MITCHELL DR
CityBOULDER CREEK
StateCA
Zip95006-8706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMILDRED MITCHELL LANDS
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1044
Census Tract120500

Owner

Source: Santa Cruz County records · APN 085-282-03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address230 MITCHELL DR, BOULDER CREEK, CA 95006-8706
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 1998 · Amount on Record
Deed SaleSep 11, 1998 · Amount on Record
Deed Document Number199853899
Prior Transfer DateJan 06, 1994
Prior Transfer Doc0000003373
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address230 MITCHELL DR, BOULDER CREEK, CA 95006-8706
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023012
DateAug 12, 2019
Instrument2019-0023012
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 12, 2034

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address230 MITCHELL DR, BOULDER CREEK, CA 95006-8706
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 MITCHELL DR, BOULDER CREEK, CA 95006-8706

Mortgage

Document Number0000036996
DateJul 12, 2021
Instrument2021-0036996
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$631,640 (+2%) Land $231,869 Building $399,771
2025$7,605.00 (+4.61%) Homeowner's exemption$619,256 (+4.04%) Land $227,323 Building $391,933
2023$7,270.00 (+2.45%) Homeowner's exemption$595,208 Land $218,495 Building $376,713$1,097,100
2022$7,096.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2016–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2023, ground movement, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Ridge WirelessFixed Wireless (unlicensed)100 / 60
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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