Derby City property record for 315 Main St, Derby, CT 06418
| Property Type | Bank, Financial Building |
|---|---|
| Details | 8,444 sqft · built 1923 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $20,076 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:5 L:63 |
| Primary APN | DERB M:8 B:5 L:63 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 8,444 sqft Total Area |
| Gross Area | 11,300 sqft |
| Basement Area | 2,856 sqft |
| Unfinished Basement | 2,856 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Stone |
| Construction Type | Steel Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 2230 |
|---|---|
| Street Address | 315 MAIN ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1938 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CDD |
| Legal Block | 5 |
| Legal Lot Number | 63 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 120200 |
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 315 MAIN ST, DERBY, CT 06418-1938 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERBY CT |
| Property Address | 315 MAIN ST, DERBY, CT 06418-1938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 763-74 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 763/74 |
| Name | LIBERTY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,076.00 (+67.11%) | $522,270 (+87.79%) Land $47,600 Building $474,670 | |
| 2025 | $12,014.00 | $278,110 (-) Land $40,810 Building $237,300 | $397,300 Land $58,300 Building $339,000 |
| 2024 | $12,014.00 (+11.91%) | ||
| 2023 | $10,735.00 | $278,110 (-) Land $40,880 Building $237,230 | |
| 2022 | $10,735.00 | $278,110 Land $40,880 Building $237,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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