285 Main St, Derby, CT 06418 Property Records

Derby City property record for 285 Main St, Derby, CT 06418

Property Summary

Property TypeBank, Financial Building
Details6,141 sqft · built 1892
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Tax Bill$19,239 (2026)
Deeds & MortgagesMar 2021 Sale
Mar 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNDERB M:8 B:5 L:64A

Property Details

APN / Parcel Number

Primary APNDERB M:8 B:5 L:64A
Alternative APNs
  • 002351
  • 8184
  • 2351

Interior

Stories3 Stories
Building Area6,141 sqft Total Area
Gross Area8,346 sqft
Basement Area2,205 sqft
Unfinished Basement2,205 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Exterior MaterialStone
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number2351
Street Address285 MAIN ST
CityDERBY
StateCT
Zip06418-1938
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeCDD
Legal Block5
Legal Lot Number64A
JurisdictionDERBY CT
Township / Civil DivisionDERBY
Census Block Group4
Census Block4019
Census Tract120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address71 HARRISON AVE, DERBY, CT 06418-2401
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed, Transfer
Mar 3, 2021Deed, Transfer
Apr 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionDERBY CT
Recording DateMar 3, 2021
Property Address285 MAIN ST, DERBY, CT 06418-1938
Document Number0000841-75
Book / Page841 / 75
Instrument DateFeb 19, 2021
Instrument402
Transaction TypeTransfer
Record UpdatedJul 15, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionDERBY CT
Recording DateMar 3, 2021
Property Address285 MAIN ST, DERBY, CT 06418-1938
Document Number841-75
Book / Page841 / 75
Instrument DateFeb 19, 2021
Instrument402
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDERBY CT
Recording DateApr 27, 2018
Property Address285 MAIN ST, DERBY, CT 06418-1938
Document Number775-313
Book / Page000775 / 000313
Transaction TypeTransfer
Record UpdatedMay 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 MAIN ST DERBY CT 064181938, DERBY, CT 06418-1938

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityDerby City
Unified School DistrictDerby School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,239.00 (+5.45%)$500,500 (+18.51%) Land $46,480 Building $454,020
2025$18,244.00$422,310 (-) Land $45,410 Building $376,900$603,300 Land $64,871 Building $538,429
2024$18,244.00 (+11.92%)
2023$16,301.00$422,310 (-) Land $45,500 Building $376,810
2022$16,301.00$422,310 Land $45,500 Building $376,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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