DeSoto County property record for 315 Losher St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Commercial > Retail |
|---|---|
| Square Footage | 4,377 sqft Adjusted Area |
| Lot Size | 7,485 sqft (0.171 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,284.00 (2025) |
| Primary APN | 3-08-6-13-00-4-00052-00 |
|---|
| Building Area | 4,377 sqft Adjusted Area |
|---|---|
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Exterior Material | Brick Veneer Exterior |
|---|---|
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Roll Composition (rolled Mineral Roof) Roof |
| Lot Area | 7,485 sqft (0.171 acres) |
| Depth X Width | 151 ft x 26 ft Depth x Width |
| Street Address | 315 LOSHER ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2106 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LOT 122 & PT LOTS 123 & 147 HERNANDO INC 13 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NE |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 122-123 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-13-00-4-00052-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 315 LOSHER ST STE 200, 200, HERNANDO, MS 38632-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0000391326 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 315 LOSHER ST, HERNANDO, MS 38632-2106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | REALTY TITLE INC, REALTY TITLE HIDO |
| Name | Verified Name |
|---|---|
| Address | 315 LOSHER ST 200, 200, HERNANDO, MS 38632-2115 |
| Document Number | 005368/365 |
|---|---|
| Date | Oct 08, 2021 |
| Book Page | 5368/365 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38671 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,284.00 (+15.3%) | $53,948 (+37.31%) Land $5,467 Building $48,481 | $359,652 (+37.31%) Land $36,445 Building $323,207 |
| 2023 | $5,450.00 | $39,289 | $261,924 Land $36,445 Building $225,479 |
315 Losher St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 10th in Mississippi |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Hernando Courthouse Square District listed 1998 · 15 contributing resources · NRIS 98000185 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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