DeSoto County property record for 291 Losher St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1977 |
| Square Footage | 2,505 sqft Adjusted Area |
| Lot Size | 2,040 sqft (0.046 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,283.00 (2025) |
| Primary APN | 3-08-6-13-00-4-00049-00 |
|---|
| Building Area | 2,505 sqft Adjusted Area |
|---|---|
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Flat Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 2,040 sqft (0.046 acres) |
| Depth X Width | 90 ft x 24 ft Depth x Width |
| Street Address | 291 LOSHER ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2235 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | E PT LT 126 & W PT LT 127 HERNANDO INC |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NE |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 126-127 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-13-00-4-00049-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 LOSHER ST, HERNANDO, MS 38632-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0000117473 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 291 LOSHER ST, HERNANDO, MS 38632-2235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004837/327 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 4837/327 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 10, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,283.00 (+17.88%) | $28,186 (+40.41%) Land $1,620 Building $26,566 | $187,909 (+40.41%) Land $10,800 Building $177,109 |
| 2023 | $2,785.00 | $20,074 | $133,827 Land $10,800 Building $123,027 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 10% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Hernando Courthouse Square District listed 1998 · 15 contributing resources · NRIS 98000185 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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