Kane County property record for 315 Locust St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,646 sqft · built 1900 |
| Lot Size | 0.38 acres (16,533 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,799 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-476-014 |
| Primary APN | 06-14-476-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 2,669 sqft |
| Basement Area | 1,023 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 16,533 sqft (0.38 acres) |
| Lot Width | 38 ft Width |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 315 LOCUST ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W C KIMBALLS ADDN SOUTH 2.24 FT COUNTY CLERKS SUB 80 & (EXCEPT WEST PART BEING 61.5 FT ON NORTH LINE & 48 FT ON SOUTH LINE) COUNTY CLERKS 80 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 LOCUST ST, ELGIN, IL 60123-6310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,799.00 (+15.96%) | $89,125 (+8.57%) Land $17,525 Building $71,600 | $267,482 (+8.57%) Land $52,596 Building $214,886 |
| 2024 | $82,090 (+21.39%) Land $16,142 Building $65,948 | $246,369 (+21.44%) Land $48,445 Building $197,923 | |
| 2022 | $5,863.00 (+3.95%) | $67,623 (+6.96%) Land $13,297 Building $54,326 | $202,869 (+6.96%) Land $39,891 Building $162,978 |
| 2021 | $5,640.00 | $63,223 Land $12,432 Building $50,791 | $189,669 Land $37,296 Building $152,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
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