Kane County property record for 303 Locust St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,010 sqft · built 1900 |
| Lot Size | 0.214 acres (9,311 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,614 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-476-033 |
| Primary APN | 06-14-476-033 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 1,010 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 9,311 sqft (0.214 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 303 LOCUST ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W C KIMBALLS ADDN PART LOT 11 DESC IN DOC 1486118 |
| Legal Subdivision | W C KIMBALLS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851600 |
303 Locust St is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 LOCUST ST, ELGIN, IL 60123-6310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 303 LOCUST ST, ELGIN, IL 60123-6310 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000029787 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022K029787 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 303 Locust St was $3,614 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,614.00 Homeowner's exemption Senior Citizen's exemption | $63,374 (+8.57%) Land $12,944 Building $50,430 | $190,198 (+8.57%) Land $38,848 Building $151,351 |
| 2024 | $58,371 Land $11,922 Building $46,449 | $175,183 Land $35,780 Building $139,403 | |
| 2022 | $3,215.00 (+6.14%) Homeowner's exemption | $48,084 (+6.96%) Land $9,821 Building $38,263 | $144,252 (+6.96%) Land $29,463 Building $114,789 |
| 2021 | $3,029.00 Homeowner's exemption | $44,955 Land $9,182 Building $35,773 | $134,865 Land $27,546 Building $107,319 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 303 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures