Harford County property record for 315 Joppa Crossing Ct, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,636 sqft · built 1999 |
| Lot Size | 0.167 acres (7,274 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,500 (Oct 2015) |
| Tax Bill | $3,582 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-271458 |
| Primary APN | 01-271458 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,274 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 394 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 271458 |
|---|---|
| Street Address | 315 JOPPA CROSSING CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-3741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 129 7274 SF 315 JOPPA CROSSING COURT JOPPA CROSSING PT 79/69 |
| Legal Subdivision | JOPPA CROSSING |
| Legal Lot Number | 129 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 JOPPA CROSSING CT, JOPPA, MD 21085-3741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Prior Sale | Jul 16, 2001 · Amount on Record |
| Deed Book / Page | 11471 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 315 JOPPA CROSSING CT, JOPPA, MD 21085-3741 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 315 JOPPA CROSSING CT, JOPPA, MD 21085-3741 |
| Investor | Possibly a Property Investor |
| Document Number | 0170270370 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 17027/370 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 315 JOPPA CROSSING CT, JOPPA, MD 21085-3741 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 315 JOPPA CROSSING CT, JOPPA, MD 21085-3741 |
| Investor | Possibly a Property Investor |
| Document Number | 0161660269 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 16166/269 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 315 JOPPA CROSSING CT, JOPPA, MD 21085-3741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 315 JOPPA CROSSING CT, JOPPA, MD 21085-3741 |
| Document Number | 0156910306 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 15691/306 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 274 Months |
| Due | Aug 1, 2045 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,582.00 (+11.59%) | $328,667 (+5.47%) | $345,700 (-) Land $81,200 Building $264,500 |
| 2025 | $3,210.00 (+3.48%) | $311,633 (+7.6%) | $345,700 (+17.35%) Land $81,200 Building $264,500 |
| 2023 | $289,633 | $294,600 Land $81,200 Building $213,400 | |
| 2022 | $3,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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