314 Joppa Crossing Ct, Joppa, MD 21085 Property Records

Harford County property record for 314 Joppa Crossing Ct, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,340 sqft · built 1999
Lot Size	0.164 acres (7,143 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Mar 2004)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-271431`

Property Details

APN / Parcel Number

Primary APN	`01-271431`
Alternative APNs	`1271431` `271431`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,340 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,143 sqft (0.164 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	271431
Street Address	314 JOPPA CROSSING CT
City	JOPPA
State	MD
Zip	21085-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 114 7143 SF 314 JOPPA CROSSING COURT JOPPA CROSSING PT 79/69
Legal Subdivision	JOPPA CROSSING
Legal Lot Number	114
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1004
Census Tract	301401

Owner

Source: Harford County records · APN 01-271431

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 JOPPA CROSSING CT, JOPPA, MD 21085-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2004 · Amount on Record
Deed Sale	Mar 31, 2004 · Amount on Record
Prior Sale	Jul 27, 1999 · Amount on Record
Deed Document Number	20043019
Deed Book / Page	5258 / 81
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	314 JOPPA CROSSING CT, JOPPA, MD 21085-3741
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138570184
Date	May 15, 2020
Book Page	13857/184

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,333 (+12.84%)	$278,000 (+15.83%) Land $81,200 Building $196,800
2025	$2,615.00 (+4.22%)
2023		$235,133	$240,000 Land $81,200 Building $158,800
2022	$2,509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.