1. Home
  2. Texas
  3. Webb County
  4. Laredo
  5. James Smith

315 James Smith, Laredo, TX 78046 Property Records

Webb County property record for 315 James Smith, Laredo, TX 78046 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1,501 sqft · built 2006
Lot Size0.104 acres (4,550 sqft)
OwnerIndividual Name on File
Tax Bill$1,325 (2024)
Deeds & MortgagesFeb 2022 Second Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN922-30010-150

Property Details

APN / Parcel Number

Primary APN922-30010-150
Alternative APN
  • 319478

Interior

Stories1 Story
Building Area1,501 sqft Living Area
Gross Area1,641 sqft
1st Floor Area1,501 sqft
Utility Area140 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,550 sqft (0.104 acres)
PorchOpen Porch
Porch Area505 sqft

Location & Zoning

Account Number319478
Old Parcel Number92230010150
Street Address315 JAMES SMITH
CityLAREDO
StateTX
Zip78046-5186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFREEDOM PARK, BLOCK 10, LOT 15, PHASE 3
Legal SubdivisionFREEDOM PARK
Legal Phase3
Legal Block10
Legal Lot Number15
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1005
Census Tract1810

Owner

Source: Webb County records · APN 922-30010-150

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address315 JAMES SMITH, LAREDO, TX 78046-5186
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECURITY NATIONAL MORTGAGE CO
Feb 25, 2022Vendor's Lien, Transfer
TEXAS DEPT OF HOUSING & CMNTY AFFAI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2022
Deed SaleFeb 25, 2022
Prior SaleApr 05, 2006
Deed Document Number1459380
Deed Book / Page5220 / 873
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address315 JAMES SMITH, LAREDO, TX 78046-5186
Transaction TypeMortgage
Record UpdatedSep 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00005221/1
DateFeb 25, 2022
Book Page5221/1
Instrument1459382
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 25, 2022
Property Address315 JAMES SMITH, LAREDO, TX 78046-5186
Document Number005220/873
Book / Page5220 / 873
Map ReferenceVOL 25 PG 101
Instrument DateJun 10, 2021
Instrument1459380
Transaction TypeTransfer
Record UpdatedSep 05, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 JAMES SMITH, 315, LAREDO, TX 78046-5186

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 JAMES SMITH, LAREDO, TX 78046-5186

Mortgage

DateFeb 25, 2022
Lender
NameTEXAS DEPT OF HOUSING & CMNTY AFFAI
TypeGovernment Agency
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Mortgage

Document Number005220/876
DateFeb 25, 2022
Book Page5220/876
Instrument1459381
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
AddressSALT LAKE CITY, UT 84123
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$198,954 (+13.34%) Land $55,510 Building $143,444$198,954 (+13.34%) Land $55,510 Building $143,444
2024$1,325.00 (+17.99%)
2023$175,535 Land $39,813 Building $135,722$175,535 Land $39,813 Building $135,722
2022$1,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790018101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on James Smith

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures