303 James Smith, Laredo, TX 78046 Property Records

Webb County property record for 303 James Smith, Laredo, TX 78046 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2007
Square Footage	1,477 sqft Living Area
Lot Size	4,550 sqft (0.104 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Tax Bill	$1,248.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`922-30010-210`
Alternative APN	`319484`

Interior

Building Area	1,477 sqft Living Area
Gross Area	1,897 sqft Gross Area
1st Floor	1,477 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer Exterior
Foundation Type	Concrete Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,550 sqft (0.104 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	586 sqft Porch

Location & Zoning

Account Number	319484
Old Parcel Number	92230010210
Street Address	303 JAMES SMITH
City	LAREDO
State	TX
Zip	78046-5186
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FREEDOM PARK, BLOCK 10, LOT 21, PHASE 3
Legal Subdivision	FREEDOM PARK
Legal Phase	3
Legal Block	10
Legal Lot Number	21
Jurisdiction	WEBB TX
Minor Civil Division	LAREDO SOUTH-EL CENIZO
Census Blockgroup	1
Census Block	1005
Census Tract	1810

Owner

Source: Webb County records · APN 922-30010-210

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 JAMES SMITH, LAREDO, TX 78046-5186
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2017
Deed Sale	May 08, 2017
Deed Doc Number	1296818
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	303 JAMES SMITH, LAREDO, TX 78046-5186
Transaction Type	Mortgage
Record Updated	Mar 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004234/467
Date	May 09, 2017
Book Page	4234/467
Instrument	1296819

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,748 (+13.7%) Land $55,510 Building $149,238	$204,748 (+13.7%) Land $55,510 Building $149,238
2024	$1,248.00 (+11.73%)
2023		$180,070 Land $39,813 Building $140,257	$180,070 Land $39,813 Building $140,257
2022	$1,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.