Sussex County and Hopatcong Borough property record for 315 Flora Ave, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 2,222 sqft |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jan 2019) |
| Tax Bill | $9,480 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10404-0000-00003 |
| Primary APN | 12-10404-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,222 sqft Living Area |
|---|
| Lot Area | 15,002 sqft (0.344 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Account Number | 00051500 |
|---|---|
| Street Address | 315 FLORA AVE |
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LAKE HOPATCONG HEIGHTS |
| Legal Block | 10404 |
| Legal Lot Number | 3 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 374800 |
315 Flora Ave is owned and occupied by two individuals who bought it in January 2019.
Source: Sussex County and Hopatcong Borough records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 FLORA AVE, STANHOPE, NJ 07874-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage PENNYMAC |
| Jan 9, 2019 | Grant Deed, Transfer · Conventional with PMI RESIDENTIAL HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2019 · Amount on File |
| Deed Sale | Jan 9, 2019 · Amount on File |
| Deed Document Number | 201910004280 |
| Deed Book / Page | 3504 / 880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 315 FLORA AVE, STANHOPE, NJ 07874-2400 |
| Document Number | 0098080491 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 FLORA AVE STANHOPE NJ 078742400, STANHOPE, NJ 07874-2400 |
| Document Number | 0098080491 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 009808/000491 |
| Instrument | 92010 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Jan 9, 2019 |
| Property Address | 315 FLORA AVE, STANHOPE, NJ 07874-2400 |
| Document Number | 0035040880 |
| Book / Page | 003504 / 000880 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 4280 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | RELIANT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 FLORA AVE STANHOPE NJ 078742400, STANHOPE, NJ 07874-2400 |
| Document Number | 96690294 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 009669/000294 |
| Instrument | 4290 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2049 |
The 2025 property tax bill for 315 Flora Ave was $9,480, up 6.2% from the year before.
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,200 (-) Land $116,300 Building $311,900 | $428,200 (-) Land $116,300 Building $311,900 | |
| 2025 | $9,480.00 (+6.19%) | $428,200 Land $116,300 Building $311,900 | $428,200 Land $116,300 Building $311,900 |
| 2024 | $8,927.00 | ||
| 2023 | $231,900 Land $74,900 Building $157,000 | $231,900 Land $74,900 Building $157,000 | |
| 2022 | $7,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Flora Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 Flora Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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