304 Flora Ave, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 304 Flora Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,061 sqft · built 1979
Lot Size	1.25 acres (54,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,200 (Feb 2018)
Tax Bill	$9,066 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10309-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-10309-0000-00011`
Alternative APNs	`121030900011` `00040900`

Interior

Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	2,061 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	54,530 sqft
Lot Dimensions	266 ft deep x 205 ft wide

Location & Zoning

Account Number	00040900
Street Address	304 FLORA AVE
City	STANHOPE
State	NJ
Zip	07874-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAKE HOPATCONG HEIGHTS
Legal Block	10309
Legal Lot Number	11
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	4
Census Block	4014
Census Tract	374800

Owner

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 FLORA AVE, STANHOPE, NJ 07874-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Mar 20, 2020	Loan Modification, Mortgage · Conventional with PMI NEW AMERICAN FNDG
Feb 15, 2018	Grant Deed, Transfer PRESTIGE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Jul 7, 1999 · Amount on Record
Deed Document Number	201810037740
Deed Book / Page	3465 / 933
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	304 FLORA AVE, STANHOPE, NJ 07874-2208
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 FLORA AVE, STANHOPE, NJ 07874-2208

Mortgage

Document Number	0100010902
Date	Aug 2, 2021
Book Page	10001/902
Instrument	20210802010230780

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX NJ
Property Address	304 FLORA AVE, STANHOPE, NJ 07874-2208
Document Number	0098230694
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 FLORA AVE STANHOPE NJ 078742208, STANHOPE, NJ 07874-2208

Mortgage

Document Number	0098230694
Date	Jul 7, 2020
Book Page	009823/000694
Instrument	124920

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	AUSTIN, TX 78717

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Interest

Rate	3.62%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 15, 2018
Property Address	304 FLORA AVE, STANHOPE, NJ 07874-2208
Document Number	0034650933
Book / Page	003465 / 000933
Instrument Date	Feb 2, 2018
Instrument	37740
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Tax	$253.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 FLORA AVE HOPATCONG NJ 07843, HOPATCONG, NJ 07843

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,500 (-) Land $126,700 Building $282,800	$409,500 (-) Land $126,700 Building $282,800
2025	$9,066.00 (+6.18%)	$409,500 (+70.13%) Land $126,700 Building $282,800	$409,500 (+70.13%) Land $126,700 Building $282,800
2024	$8,538.00 (+3.42%)
2023		$240,700 Land $84,300 Building $156,400	$240,700 Land $84,300 Building $156,400
2022	$8,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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