315 Elm St, Sioux Rapids, IA 50585 Property Records

Buena Vista County property record for 315 Elm St, Sioux Rapids, IA 50585

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1917
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Jan 2011)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-07-153-004`

Property Details

APN / Parcel Number

Primary APN	`03-07-153-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	988 sqft
Basement Area	494 sqft
Unfinished Basement	494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	315 ELM ST
City	SIOUX RAPIDS
State	IA
Zip	50585-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-31 SIOUX RAPIDS CORP.
Legal Subdivision	CITY OF SIOUX RAPIDS
Jurisdiction	BUENA VISTA IA
Township / Civil Division	SIOUX RAPIDS
Census Block Group	2
Census Block	2060
Census Tract	960200

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 ELM ST, SIOUX RAPIDS, IA 50585-7753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2011 · Amount on Record
Deed Sale	Jan 31, 2011 · Amount on Record
Deed Document Number	2011197
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	315 ELM ST, SIOUX RAPIDS, IA 50585-7753
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	211938
Date	Jun 18, 2021
Instrument	211938

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	315 ELM ST, SIOUX RAPIDS, IA 50585-7753
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201563
Date	Jun 17, 2020
Instrument	201563

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 17, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Municipality	Sioux Rapids City
Unified School District	Sioux Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (+14%) Land $21,100 Building $158,900	$180,000 (+14%) Land $21,100 Building $158,900
2025	$2,334.00 (-12.45%) Homeowner's exemption	$157,890 (-6.59%) Land $13,200 Building $144,690	$157,890 (-6.59%) Land $13,200 Building $144,690
2024	$2,666.00 (+8.37%)
2023		$169,030 (+28.24%) Land $13,200 Building $155,830	$169,030 (+28.24%) Land $13,200 Building $155,830
2022	$2,460.00 Homeowner's exemption	$131,810 Land $13,200 Building $118,610
2021			$131,810 Land $13,200 Building $118,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX RAPIDS WATER DEPARTMENT serves 932 people · EPA ID IA1175056
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Northwest Communications.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures