115 Elm St, Sioux Rapids, IA 50585 Property Records

Buena Vista County property record for 115 Elm St, Sioux Rapids, IA 50585

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,088 sqft · built 1890
Lot Size	0.248 acres (10,824 sqft)
Owner	Individual Name on Record
Tax Bill	$80 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-07-151-004`

Property Details

APN / Parcel Number

Primary APN	`03-07-151-004`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	872 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,824 sqft (0.248 acres)
Lot Dimensions	82 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	115 ELM ST
City	SIOUX RAPIDS
State	IA
Zip	50585-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-29 SIOUX RAPIDS CORP. EX S 50'
Jurisdiction	BUENA VISTA IA
Township / Civil Division	SIOUX RAPIDS
Census Block Group	2
Census Block	2073
Census Tract	960200

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 ELM ST, SIOUX RAPIDS, IA 50585-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 12, 2008
Transfer Doc	0000001273
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	115 ELM ST, SIOUX RAPIDS, IA 50585-2065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017/0000002608
Date	Oct 31, 2017
Book Page	0000000017/0000002608
Instrument	000000172608

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	75 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Municipality	Sioux Rapids City
Unified School District	Sioux Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,500 (+66.73%) Land $8,200 Building $33,300	$41,500 (+66.73%) Land $8,200 Building $33,300
2025	$80.00 (-38.46%) Homeowner's exemption	$24,890 (-5.76%) Land $5,070 Building $19,820	$24,890 (-5.76%) Land $5,070 Building $19,820
2024	$130.00 (-26.97%)
2023		$26,410 (+24.93%) Land $5,070 Building $21,340	$26,410 (+24.93%) Land $5,070 Building $21,340
2022	$178.00 Homeowner's exemption	$21,140 Land $5,070 Building $16,070
2021			$21,140 Land $5,070 Building $16,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX RAPIDS WATER DEPARTMENT serves 932 people · EPA ID IA1175056
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Northwest Communications.

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