315 Elder St, Anderson, IN 46012 Property Records

Madison County property record for 315 Elder St, Anderson, IN 46012

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,136 sqft · built 1959
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on File
Last Sale$42,500 (Jan 2012)
Tax Bill$1,066 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN48-11-01-104-028.000-003

Property Details

APN / Parcel Number

Primary APN48-11-01-104-028.000-003
Alternative APNs
  • 00001146849
  • 187946

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area1,136 sqft
Basement Area1,136 sqft
Unfinished Basement1,136 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeBasement
Garage Area260 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
Patio Area880 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001146849
Street Address315 ELDER ST
CityANDERSON
StateIN
Zip46012-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKDALE NO ANDERSON 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionOAKDALE ADDITION
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group3
Census Block3016
Census Tract1400

Owner

315 Elder St is owned and occupied by an individual who bought it in January 2012.

Source: Madison County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address315 ELDER ST, ANDERSON, IN 46012-2420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2012 · Amount on File
Deed SaleJan 26, 2012 · Amount on File
Prior SaleDec 14, 2010 · Amount on File
Deed Document Number20121201
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address315 ELDER ST, ANDERSON, IN 46012-2420
Transaction TypeMortgage
Record UpdatedMay 24, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R05792
DateApr 28, 2023
Instrument2023R05792
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount on Record
Term480 Months
DueMay 1, 2063

Tax Assessment & Valuation

The 2025 property tax bill for 315 Elder St was $1,066 with a homeowner's exemption.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,066.00 Homeowner's exemption$109,600 Land $9,600 Building $100,000$109,600 Land $9,600 Building $100,000
2024$1,066.00
2023$90,400 (+1.01%) Land $9,100 Building $81,300$90,400 (+1.01%) Land $9,100 Building $81,300
2022$956.00 Homeowner's exemption$89,500 Land $8,600 Building $80,900$89,500 Land $8,600 Building $80,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Elder St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Elder St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDERSON WATER DEPARTMENT
serves 55,212 people · EPA ID IN5248002
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Mercury Fiber, Verizon.

Nearby Properties on Elder St

Nearby Streets

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