215 Elder St, Anderson, IN 46012 Property Records

Madison County property record for 215 Elder St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1946
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on File
Last Sale	$123,962 (Oct 2026)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-11-01-104-021.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-11-01-104-021.000-003`
Alternative APNs	`00001147062` `187939A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	3,150 sqft (0.072 acres)
Lot Dimensions	63 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	98 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001147062
Street Address	215 ELDER ST
City	ANDERSON
State	IN
Zip	46012-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKDALE NO ANDERSON N2 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	OAKDALE NORTH ANDERSON ADD
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3016
Census Tract	1400

Owner

215 Elder St is owned and occupied by an individual who bought it in October 2026.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	215 ELDER ST, ANDERSON, IN 46012-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage JK360 INC
Jan 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2026 · Amount on File
Deed Sale	Oct 14, 2026 · Amount on File
Prior Sale	Jan 21, 2022
Deed Document Number	202615337
Prior Transfer Date	Nov 20, 2015
Prior Transfer Doc	2015R16686
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Oct 14, 2026
Property Address	215 ELDER ST, ANDERSON, IN 46012-2418
Document Number	0000015337
Instrument Date	Oct 9, 2026
Instrument	202615337
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 ELDER ST, ANDERSON, IN 46012-2418

Mortgage

Document Number	0000015338,
Date	Oct 14, 2026
Instrument	202615338

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2051

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	215 ELDER ST, ANDERSON, IN 46012-2418
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R02884
Date	Feb 16, 2022
Instrument	2022R02884

Lender

Name	JK360 INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jan 21, 2022
Property Address	215 ELDER ST, ANDERSON, IN 46012-2418
Document Number	2022R01383
Map Reference	BK 5 PG 17
Instrument Date	Jan 19, 2022
Instrument	2022R01383
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 W 4TH ST, AUBURN, IN 46706-1707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 215 Elder St was $1,729, up 7.9% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,729.00 (+7.93%)	$78,500 Land $6,400 Building $72,100	$78,500 Land $6,400 Building $72,100
2024	$1,602.00
2023		$65,600 (-0.91%) Land $6,100 Building $59,500	$65,600 (-0.91%) Land $6,100 Building $59,500
2022	$709.00 Homeowner's exemption	$66,200 Land $5,800 Building $60,400	$66,200 Land $5,800 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Elder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 Elder St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber, Verizon.

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