Watauga County property record for 315 E Ridge Dr, Boone, NC 28607 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 2,448 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $595,000 (2026) |
| Tax Bill | $2,341.00 (2025) |
| Primary APN | 2910-57-7506-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,448 sqft Living Area |
| 1st Floor | 1,632 sqft 1st Floor |
| Basement Area | 1,632 sqft Basement |
| Finished Basement | 816 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Water Source | Commercial Water Source |
| Account Number | 1736113 |
|---|---|
| Street Address | 315 E RIDGE DR |
| City | BOONE |
| State | NC |
| Zip | 28607-4417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 UNIVERSITY VILLAGE |
| Legal Subdivision | UNIVERSITY VILLAGE |
| Legal Lot Number | 4 |
| Jurisdiction | WATAUGA NC |
| Minor Civil Division | NEW RIVER |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 920601 |
Source: Watauga County records · APN 2910-57-7506-000
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 E RIDGE DR, BOONE, NC 28607-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 21, 2026 | Warranty Deed, Transfer · Building or Construction Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Dec 11, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Apr 21, 2026 · Amount on Record |
| Deed Doc Number | 2026761834 |
| Deed Book / Page | 2495 / 627 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jul 29, 2026 |
| Property Address | 315 E RIDGE DR, BOONE, NC 28607-4417 |
| Document Number | 0000761834 |
| Book / Page | 2495 / 627 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026761834 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 E RIDGE DR, BOONE, NC 28607-4417 |
| Document Number | 0000761835, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026761835 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 315 E RIDGE DR, BOONE, NC 28607-4417 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0022280853 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 2228/853 |
| Instrument | 712663 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 315 E RIDGE DR, BOONE, NC 28607-4417 |
| Document Number | 0000759139 |
| Book / Page | 2481 / 631 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.759139 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6846 NC HIGHWAY 105 S, BOONE, NC 28607-7328 |
| Document Number | 0000759140, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 2481/633 |
| Instrument | 2026.759140 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 01, 2027 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 315 E RIDGE DR, BOONE, NC 28607-4417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020050239 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 2005/0239 |
| Instrument | 674726 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Boone Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,341.00 (-33.27%) | $310,100 (-) Land $51,100 Building $259,000 | |
| 2024 | $3,508.00 | $310,100 Land $51,100 Building $259,000 | |
| 2023 | $310,100 Land $51,100 Building $259,000 |
315 E Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Watauga County (37189C), updated May 17, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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