Watauga County property record for 181 E Ridge Dr, Boone, NC 28607 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1972 |
| Square Footage | 3,170 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2019) |
| Tax Bill | $3,110.00 (2025) |
| Primary APN | 2910-57-0674-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 3,170 sqft Living Area |
| 1st Floor | 1,944 sqft 1st Floor |
| Basement Area | 1,752 sqft Basement |
| Finished Basement | 1,226 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,375 sqft (0.33 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Patio Area | 306 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Water Source | Commercial Water Source |
| Account Number | 1786501 |
|---|---|
| Street Address | 181 E RIDGE DR |
| City | BOONE |
| State | NC |
| Zip | 28607-4321 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 UNIVERSITY VILLAGE |
| Legal Subdivision | UNIVERSITY VILLAGE |
| Legal Lot Number | 7 |
| Jurisdiction | WATAUGA NC |
| Minor Civil Division | NEW RIVER |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 920601 |
Source: Watauga County records · APN 2910-57-0674-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 E RIDGE DR, BOONE, NC 28607-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on Record |
| Deed Sale | Jan 10, 2019 · Amount on Record |
| Deed Doc Number | 2019675555 |
| Deed Book / Page | 2009 / 454 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 181 E RIDGE DR, BOONE, NC 28607-4321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 181 E RIDGE DR, BOONE, NC 28607-4321 |
| Document Number | 0021600476 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 2160/476 |
| Instrument | 701309 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 181 E RIDGE DR, BOONE, NC 28607-4321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021220261 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 2122/261 |
| Instrument | 695126 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jan 10, 2019 |
| Property Address | 181 E RIDGE DR, BOONE, NC 28607-4321 |
| Document Number | 0020090454 |
| Book / Page | 2009 / 0454 |
| Map Reference | MB 4 PG 203 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 675555 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 S ROYAL FERN LN, 320, COLUMBIA, SC 29203-9075 |
| Name | Verified Name |
|---|---|
| Address | 181 E RIDGE DR, BOONE, NC 28607-4321 |
| Document Number | 0000675556 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 675556 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Boone Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,110.00 | $393,000 (-) Land $44,500 Building $348,500 | |
| 2024 | $393,000 Land $44,500 Building $348,500 | ||
| 2023 | $393,000 Land $44,500 Building $348,500 |
181 E Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Watauga County (37189C), updated May 17, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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