315 E Obryan Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 315 E Obryan Ave, Bardstown, KY 40004

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,890 sqft · built 1993
Lot Size	0.205 acres (8,951 sqft)
Owner	Individual Name on File
Tax Bill	$321 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45NE0-15-009.01`

Property Details

APN / Parcel Number

Primary APN	`45NE0-15-009.01`
Alternative APN	`86366`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,951 sqft (0.205 acres)
Driveway	Concrete Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	86366
Street Address	315 E OBRYAN AVE
City	BARDSTOWN
State	KY
Zip	40004-1600
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LTS 17-18-19
Legal Subdivision	HENRY ADDITION
Legal Lot Number	17,18
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2014
Census Tract	930303

Owner

315 E Obryan Ave, a duplex, is owned and occupied by an individual who acquired it in October 2021.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	315 E OBRYAN AVE, BARDSTOWN, KY 40004-1600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	202114430
Deed Book / Page	575 / 275
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	00D575/275
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NELSON KY
Recording Date	Oct 26, 2021
Property Address	315 E OBRYAN AVE, BARDSTOWN, KY 40004-1600
Document Number	00D575/275
Book / Page	D575 / 275
Map Reference	CAB 1 SL 734
Instrument Date	Oct 25, 2021
Instrument	2021014430
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 HOLY CROSS RD, NEW HAVEN, KY 40051-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 HOLY CROSS RD, NEW HAVEN, KY 40051-7105

Mortgage

Document Number	2021014429
Date	Oct 26, 2021
Instrument	2021014429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Sep 3, 2019
Property Address	315 E OBRYAN AVE, BARDSTOWN, KY 40004-1600
Document Number	00D552/458
Book / Page	D552 / 458
Map Reference	MB 119 PG 190
Instrument Date	Aug 29, 2019
Instrument	2019010747
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1156 FOXFIRE RD, BARDSTOWN, KY 40004-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E OBRYAN AVE, BARDSTOWN, KY 40004-1600
Investor	Possibly a Property Investor

Mortgage

Document Number	2019010748
Date	Sep 3, 2019
Instrument	2019010748

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 315 E Obryan Ave was $321 with a homeowner's exemption.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$321.00 Homeowner's exemption	$124,500 Building $124,500	$124,500 Building $124,500
2023	$319.00 Homeowner's exemption	$124,500	$124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 E Obryan Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 E Obryan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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