313 E Obryan Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 313 E Obryan Ave, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,123 sqft · built 1930
Lot Size	0.191 acres (8,335 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2010)
Tax Bill	$487 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45NE0-15-009`

Property Details

APN / Parcel Number

Primary APN	`45NE0-15-009`
Alternative APNs	`69200` `94724`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,335 sqft (0.191 acres)
Garage Type	Detached
Garage Area	720 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	94724
Street Address	313 E OBRYAN AVE
City	BARDSTOWN
State	KY
Zip	40004-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARR PROPERTY LTS 14-16 DB119-190
Legal Subdivision	PARR PROPERTY
Legal Lot Number	14-16
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2014
Census Tract	930303

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 E OBRYAN AVE, BARDSTOWN, KY 40004-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage CLICK N CLOSE INC
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2010 · Amount on Record
Deed Sale	Sep 2, 2010 · Amount on Record
Deed Document Number	2010259795
Deed Book / Page	470 / 665
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	313 E OBRYAN AVE, BARDSTOWN, KY 40004-1639
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E OBRYAN AVE, BARDSTOWN, KY 40004-1639

Mortgage

Document Number	0M1442/346
Date	Nov 20, 2023
Book Page	M1442/346
Instrument	2023011868

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	313 E OBRYAN AVE, BARDSTOWN, KY 40004-1639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1199/702
Date	Mar 11, 2019
Book Page	M1199/702
Instrument	2019002755

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (+280.47%)	$150,000 (+98.15%) Building $150,000	$150,000 (+98.15%) Building $150,000
2023	$128.00 Homeowner's exemption	$75,700	$75,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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