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315 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 315 E Naples St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,032 sqft · built 1959
Lot Size0.161 acres (7,000 sqft)
Owner2 Company Names on Record
Last Sale$472,500 (Feb 2018)
Tax Bill$6,337 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN639-130-24-00

Property Details

APN / Parcel Number

Primary APN639-130-24-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address315 E NAPLES ST
CityCHULA VISTA
StateCA
Zip91911-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 54 TR 003999
Legal SubdivisionSEAVIEW ESTATES
Legal Tract003999
Legal Block2
Legal Lot Number54
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2008
Census Tract13301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address315 E NAPLES ST, CHULA VISTA, CA 91911-2420
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Nov 22, 2019Deed of Trust, Mortgage · Conventional with PMI
PLANET HM LNDG
Feb 2, 2018Grant Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Sep 1, 2017Grant Deed, Transfer · Conventional Mortgage
LOAN /SAN DIEGO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2018 · Amount on Record
Deed SaleFeb 2, 2018 · Amount on Record
Prior SaleSep 1, 2017 · Amount on Record
Deed Document Number201844797
Prior Transfer DateApr 30, 2007
Prior Transfer Doc0000291635
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address315 E NAPLES ST, CHULA VISTA, CA 91911-2420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E NAPLES ST, CHULA VISTA, CA 91911-2420

Mortgage

Document Number0000617262
DateOct 13, 2020
Instrument2020-0617262
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address315 E NAPLES ST, CHULA VISTA, CA 91911-2420
Document Number0000554708
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address315 E NAPLES ST CHULA VISTA CA 919112420, CHULA VISTA, CA 91911-2420

Mortgage

Document Number0000554708
DateNov 27, 2019
Instrument554708
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 2, 2018
Property Address315 E NAPLES ST, CHULA VISTA, CA 91911-2420
Document Number0000044797
Map ReferenceMAP 3999
Instrument DateJan 22, 2018
Instrument2018-0044797
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address315 E NAPLES ST, CHULA VISTA, CA 91911-2420

Mortgage

Document Number0000044798
DateFeb 2, 2018
Instrument2018-0044798
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 1, 2017
Property Address315 E NAPLES ST, CHULA VISTA, CA 91911-2420
Document Number0000404319
Instrument DateAug 3, 2017
Instrument404319
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$426.25
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4855 ARIVA WAY #218 SAN DIEGO CA 921232140, 218, SAN DIEGO, CA 92123-2140
InvestorPossibly a Property Investor

Mortgage

Document Number404320
DateSep 1, 2017
Instrument404320
Lender
NameLOAN /SAN DIEGO
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$548,372 (+2%) Land $348,173 Building $200,199
2025$6,337.00 (+5.13%) Homeowner's exemption$537,621 (+4.04%) Land $341,347 Building $196,274
2023$6,028.00 (+2.99%) Homeowner's exemption$516,746 Land $328,093 Building $188,653
2022$5,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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