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281 E Naples St, Chula Vista, CA 91911 Property Records

San Diego County property record for 281 E Naples St, Chula Vista, CA 91911 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,032 sqft · built 1959
Lot Size0.168 acres (7,300 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Apr 2018)
Tax Bill$7,390 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN639-130-07-00

Property Details

APN / Parcel Number

Primary APN639-130-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area7,300 sqft (0.168 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address281 E NAPLES ST
CityCHULA VISTA
StateCA
Zip91911-2338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 TR 003999
Legal SubdivisionSEAVIEW ESTATES
Legal Tract003999
Legal Block2
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2009
Census Tract13301

Owner

Source: San Diego County records · APN 639-130-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address281 E NAPLES ST, CHULA VISTA, CA 91911-2338
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMETOWN LENDERS INC
Jun 16, 2020Loan Modification, Mortgage · FHA Mortgage
THE MONEY SOURCE INC
Jun 16, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 11, 2018Grant Deed, Transfer · FHA Mortgage
WALLICK & VOLK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 2018 · Amount on Record
Deed SaleApr 11, 2018 · Amount on Record
Deed Document Number2018142427
Prior Transfer DateFeb 22, 2013
Prior Transfer Doc0000219335
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address281 E NAPLES ST, CHULA VISTA, CA 91911-2338
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 E NAPLES ST, CHULA VISTA, CA 91911-2338

Mortgage

Document Number0000779286
DateNov 10, 2021
Instrument2021-0779286
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address281 E NAPLES ST, CHULA VISTA, CA 91911-2338
Document Number0000366458
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address281 E NAPLES ST CHULA VISTA CA 919112338, CHULA VISTA, CA 91911-2338

Mortgage

Document Number0000366458
DateJul 10, 2020
Instrument366458
Lender
NameTHE MONEY SOURCE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address281 E NAPLES ST, CHULA VISTA, CA 91911-2338
Document Number0000366459
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address281 E NAPLES ST CHULA VISTA CA 919112338, CHULA VISTA, CA 91911-2338

Mortgage

Document Number0000366459
DateJul 10, 2020
Instrument366459
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 11, 2018
Property Address281 E NAPLES ST, CHULA VISTA, CA 91911-2338
Document Number0000142427
Instrument DateMar 20, 2018
Instrument142427
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address281 E NAPLES ST CHULA VISTA CA 919112338, CHULA VISTA, CA 91911-2338

Mortgage

Document Number142428
DateApr 11, 2018
Instrument142428
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$522,258 (+2%) Land $406,202 Building $116,056
2025$7,390.00 (+26.95%)$512,019 (+4.04%) Land $398,238 Building $113,781
2023$5,821.00 (+2.95%)$492,138 Land $382,775 Building $109,363
2022$5,654.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 809 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wyyerd GroupFiber8,000 / 8,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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