315 E McKinsey St, Moberly, MO 65270 Property Records

Randolph County property record for 315 E McKinsey St, Moberly, MO 65270

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 655 sqft · built 1915
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$69,492 (Aug 2022)
Tax Bill	$539 (2025)
Deeds & Mortgages	Apr 2012 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1.0-01.0-4.0-005-122.000`

Property Details

APN / Parcel Number

Primary APN	`10-1.0-01.0-4.0-005-122.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	655 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	163 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 E MCKINSEY ST
City	MOBERLY
State	MO
Zip	65270-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISDOM & ROTHWELLS ADD...MOBERLY: OUT LOT 3 EXCEPT SOUTH 2' THEREOF DEEDED TO CITY OF MOBERLY FOR SIDEWALK PURPOSES @ BK.837
Legal Range	14W
Legal Township	53N
Legal Section	01
Legal Subdivision	WISDOM & ROTHWELLS ADD
Legal Lot Number	3
Jurisdiction	RANDOLPH MO
Township / Civil Division	SOUTH SUGAR CREEK
Census Block Group	1
Census Block	1038
Census Tract	490500

Owner

315 E McKinsey St is owned and occupied by an individual who bought it in August 2022.

Source: Randolph County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	315 E MCKINSEY ST, MOBERLY, MO 65270-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2012	Deed of Trust, Mortgage · Line of Credit BANK OF CAIRO AND MOBERLY
Aug 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DAS ACQUISITION
Sep 3, 2010	Warranty Deed, Transfer · Line of Credit BANK OF CAIRO AND MOBERLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Dec 28, 2016
Deed Document Number	20222773
Deed Book / Page	937 / 2302
Prior Transfer Date	Jul 1, 2016
Prior Transfer Doc	00854/0839
Record Updated	Oct 29, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	315 E MCKINSEY ST, MOBERLY, MO 65270-2005
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 S MORLEY ST, MOBERLY, MO 65270-2089

Mortgage

Document Number	000771/571
Date	Apr 11, 2012
Book Page	771/571
Instrument	20121371

Lender

Name	BANK OF CAIRO AND MOBERLY
Type	Seller
Address	207 E ROLLINS ST, MOBERLY, MO 65270

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Aug 2, 2022
Property Address	315 E MCKINSEY ST, MOBERLY, MO 65270-2005
Document Number	00937/2302
Book / Page	937 / 2302
Instrument Date	Aug 1, 2022
Instrument	20222773
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MCKINSEY ST, MOBERLY, MO 65270-2005

Mortgage

Document Number	0020222774
Date	Aug 2, 2022
Instrument	20222774

Lender

Name	DAS ACQUISITION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

September 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Sep 3, 2010
Property Address	315 E MCKINSEY ST, MOBERLY, MO 65270-2005
Document Number	000740/202
Book / Page	740 / 202
Instrument Date	Sep 2, 2010
Instrument	20102734
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 COUNTY ROAD 1330, MOBERLY, MO 65270-5146

Mortgage

Document Number	000740/204
Date	Sep 3, 2010
Book Page	740/204
Instrument	20102735

Lender

Name	BANK OF CAIRO AND MOBERLY
Type	Seller
Address	207 E ROLLINS ST, MOBERLY, MO 65270

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 315 E McKinsey St was $539, up 25.6% from the year before.

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Municipality	Moberly City
Unified School District	Moberly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,260 (-) Land $2,295 Building $4,965	$38,190 (-) Land $12,070 Building $26,120
2025	$539.00 (+25.64%)	$7,260 Land $2,295 Building $4,965	$38,190 Land $12,070 Building $26,120
2024	$429.00
2023		$5,890 Land $1,996 Building $3,894	$30,980 Land $10,500 Building $20,480
2019	$409.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 E McKinsey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 E McKinsey St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBERLY PWS serves 13,783 people · EPA ID MO2010533
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication, Socket Telecom.

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