305 E McKinsey St, Moberly, MO 65270 Property Records

Randolph County property record for 305 E McKinsey St, Moberly, MO 65270

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 756 sqft · built 1908
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$131,300 (Nov 2021)
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Mar 2021 Refinance Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1.0-01.0-4.0-005-127.000`

Property Details

APN / Parcel Number

Primary APN	`10-1.0-01.0-4.0-005-127.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	756 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	162 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	305 E MCKINSEY ST
City	MOBERLY
State	MO
Zip	65270-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISDOM & ROTHWELLS ADD...MOBERLY: LOT 5 & 6, BLOCK 25
Legal Range	14W
Legal Township	53N
Legal Section	01
Legal Subdivision	WISDOM & ROTHWELLS ADD
Legal Block	25
Legal Lot Number	5
Jurisdiction	RANDOLPH MO
Township / Civil Division	SOUTH SUGAR CREEK
Census Block Group	1
Census Block	1038
Census Tract	490500

Owner

305 E McKinsey St is owned and occupied by an individual who bought it in November 2021.

Source: Randolph County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	305 E MCKINSEY ST, MOBERLY, MO 65270-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Aug 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NEIGHBORS BANK
Feb 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Feb 9, 2021
Deed Document Number	20214309
Deed Book / Page	932 / 1048
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	305 E MCKINSEY ST, MOBERLY, MO 65270-2005
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00927/1359
Date	Mar 19, 2021
Book Page	927/1359
Instrument	20210974

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Aug 16, 2021
Property Address	305 E MCKINSEY ST, MOBERLY, MO 65270-2005
Document Number	00930/1788
Book / Page	930 / 1788
Instrument Date	Aug 13, 2021
Instrument	20213125
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MAIN ST, MOBERLY, MO 65270

Mortgage

Document Number	00930/1790
Date	Aug 16, 2021
Book Page	930/1790
Instrument	20213126

Lender

Name	NEIGHBORS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH MO
Recording Date	Feb 9, 2021
Property Address	305 E MCKINSEY ST, MOBERLY, MO 65270-2005
Document Number	00926/2164
Book / Page	926 / 2164
Instrument Date	Feb 2, 2021
Instrument	20210485
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11035 W SHORE DR, LAKENAN, MO 65240

Tax Assessment & Valuation

The 2025 property tax bill for 305 E McKinsey St was $1,354, up 14.2% from the year before.

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Municipality	Moberly City
Unified School District	Moberly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,230 (-) Land $2,179 Building $16,051	$95,960 (-) Land $11,470 Building $84,490
2025	$1,354.00 (+14.17%)	$18,230 Land $2,179 Building $16,051	$95,960 Land $11,470 Building $84,490
2024	$1,186.00
2023		$16,280 Land $1,900 Building $14,380	$85,700 Land $10,000 Building $75,700
2019	$263.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 E McKinsey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E McKinsey St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBERLY PWS serves 13,783 people · EPA ID MO2010533
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication, Socket Telecom.

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