315 E Main St, Vermillion, SD 57069 Property Records

Clay County property record for 315 E Main St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,415 sqft · built 1920
Lot Size	0.293 acres (12,750 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (May 2022)
Tax Bill	$5,741 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15710-07600-090-00`

Property Details

APN / Parcel Number

Primary APN	`15710-07600-090-00`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,415 sqft Living Area
Gross Area	5,888 sqft
1st Floor Area	1,627 sqft
Basement Area	1,627 sqft
Finished Basement	813 sqft
Unfinished Basement	1,627 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 E MAIN ST
City	VERMILLION
State	SD
Zip	57069-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7, 8 & 9 ALONG WITH A STRIP 20 WIDE ALONG S SMITHS
Legal Subdivision	SMITHS ADD
Legal Lot Number	7-9
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1058
Census Tract	965900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jolley Historic District listed 2022 · 264 contributing resources · NRIS 100008377

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	708 E MAIN ST, VERMILLION, SD 57069-2802
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	May 5, 2022
Property Address	315 E MAIN ST, VERMILLION, SD 57069-3136
Document Number	000D82/756
Book / Page	D82 / 756
Instrument Date	May 3, 2022
Instrument	147654
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 E MAIN ST, VERMILLION, SD 57069-2802

Mortgage

Document Number	0000147656
Date	May 5, 2022
Instrument	147656

Lender

Name	BANK OF DIXON COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2042

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,741.00 (+26.65%)	$267,562 (+48.23%) Land $27,923 Building $239,639
2023	$4,533.00 (+11.79%)	$180,503 Land $24,353 Building $156,150
2022	$4,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20