304 E Main St, Vermillion, SD 57069 Property Records

Clay County property record for 304 E Main St, Vermillion, SD 57069 · Last verified April 2026

Property Summary

Property Type	Commercial
Details	11,088 sqft · built 1965
Lot Size	0.238 acres (10,350 sqft)
Owner	Company Name on File
Tax Bill	$9,187 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15050-06200-060-00`

Property Details

APN / Parcel Number

Primary APN	`15050-06200-060-00`

Interior

Units	24 Units
Stories	3 Stories
Building Area	11,088 sqft Gross Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1969
Architectural Style	Multi-Family
Lot Area	10,350 sqft (0.238 acres)

Location & Zoning

Street Address	304 E MAIN ST
City	VERMILLION
State	SD
Zip	57069-2758
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 1/2 OF LOT 5 & ALL OF LOT 6 BLK 62 BIGELOWS ADDN
Legal Subdivision	BIGELOW'S ADDITION
Legal Block	62
Legal Lot Number	5,6
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1030
Census Tract	965900

Owner

Source: Clay County records · APN 15050-06200-060-00

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 9546, RANCHO SANTA FE, CA 92067-4546
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	304 E MAIN ST, VERMILLION, SD 57069-2758
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9546, RANCHO SANTA FE, CA 92067-4546

Mortgage

Document Number	0MT149/422
Date	Dec 22, 2025
Book Page	MT149/422
Instrument	A20251654

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	20 E MAIN ST, VERMILLION, SD 57069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Aug 15, 2035

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,187.00 (+8.81%)	$432,240 (+31.89%) Land $22,667 Building $409,573
2024	$8,443.00 (+3.47%)
2023	$8,160.00 (+1.44%)	$327,719 Land $19,769 Building $307,950
2022	$8,044.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (46027C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460279659001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011, rainfall accumulation, Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.