315 E Main St, Spiceland, IN 47385 Property Records

Henry County property record for 315 E Main St, Spiceland, IN 47385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1868
Lot Size	0.259 acres (11,282 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2025)
Tax Bill	$784 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-17-17-410-446.000-026`

Property Details

APN / Parcel Number

Primary APN	`33-17-17-410-446.000-026`
Alternative APNs	`00001085394` `0260561400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	188 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001085394
Street Address	315 E MAIN ST
City	SPICELAND
State	IN
Zip	47385-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMPANYS ADD LOT 4 BLK 2
Legal Subdivision	COMPANYS ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	HENRY IN
Township / Civil Division	SPICELAND
Census Block Group	3
Census Block	3038
Census Tract	976800

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 E MAIN ST, SPICELAND, IN 47385-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK
Dec 22, 2023	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Nov 26, 2025	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Jul 7, 2022	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Deed Document Number	202534933
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IN
Property Address	315 E MAIN ST, SPICELAND, IN 47385-9642
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704270
Date	Jul 7, 2017
Instrument	201704270

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2037

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IN
Property Address	315 E MAIN ST, SPICELAND, IN 47385-9642
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MAIN ST, SPICELAND, IN 47385-9642

Mortgage

Document Number	0202307093
Date	Dec 22, 2023
Instrument	202307093

Lender

Name	JLB CORP
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IN
Recording Date	Nov 26, 2025
Property Address	315 E MAIN ST, SPICELAND, IN 47385-9642
Document Number	0202507060
Instrument Date	Nov 17, 2025
Instrument	202507060
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATLANTIS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 W GRANT STV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MAIN ST, SPICELAND, IN 47385-9642

Mortgage

Document Number	0202507061
Date	Nov 26, 2025
Instrument	202507061

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IN
Recording Date	Jul 7, 2022
Property Address	315 E MAIN ST, SPICELAND, IN 47385-9642
Document Number	0202204670
Instrument Date	Jun 30, 2022
Instrument	202204670
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, COPPER TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E MAIN ST, SPICELAND, IN 47385-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 E MAIN ST, SPICELAND, IN 47385-9642

Mortgage

Document Number	0202204671
Date	Jul 7, 2022
Instrument	202204671

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Henry County
County Subdivision	Spiceland Township
Municipality	Spiceland Town
Unified School District	South Henry School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00 (+16.84%) Homeowner's exemption	$122,200 (+6.08%) Land $15,700 Building $106,500	$122,200 (+6.08%) Land $15,700 Building $106,500
2024	$671.00 (-4.14%) Homeowner's exemption	$115,200 (+12.94%) Land $15,700 Building $99,500	$115,200 (+12.94%) Land $15,700 Building $99,500
2023	$700.00 (-2.1%)	$102,000 (+10.99%) Land $15,700 Building $86,300	$102,000 (+10.99%) Land $15,700 Building $86,300
2022	$715.00	$91,900 Land $11,600 Building $80,300	$91,900 Land $11,600 Building $80,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPICELAND MUNICIPAL WATER UTILITY serves 969 people · EPA ID IN5233016
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Indiana Communications.

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