314 E Main St, Spiceland, IN 47385 Property Records

Henry County property record for 314 E Main St, Spiceland, IN 47385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,616 sqft · built 1923
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2016)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-17-17-230-292.000-026`

Property Details

APN / Parcel Number

Primary APN	`33-17-17-230-292.000-026`
Alternative APNs	`00001086037` `0260184200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
1st Floor Area	2,616 sqft
Basement Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1955
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	248 ft deep x 146 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001086037
Street Address	314 E MAIN ST
City	SPICELAND
State	IN
Zip	47385-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 NE1/4 17-16-10 .46A & .37A (TOTAL .83A)
Legal Range	10
Legal Township	16
Legal Section	17
Jurisdiction	HENRY IN
Township / Civil Division	SPICELAND
Census Block Group	3
Census Block	3033
Census Tract	976800

Owner

314 E Main St is owned and occupied by an individual who bought it in June 2016.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 51, SPICELAND, IN 47385-0051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK OF NEW CASTLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2016 · Amount on File
Deed Sale	Jun 3, 2016 · Amount on File
Deed Document Number	20163258
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0201603258
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IN
Property Address	314 E MAIN ST, SPICELAND, IN 47385-9642
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202105485
Date	Jul 20, 2021
Instrument	202105485

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IN
Property Address	314 E MAIN ST, SPICELAND, IN 47385-9642
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204729
Date	Jul 12, 2022
Instrument	202204729

Lender

Name	CITIZENS STATE BANK OF NEW CASTLE
Type	Bank
Address	NEW CASTLE, IN 47362

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 314 E Main St was $1,817 with a homeowner's exemption, up 29.9% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Henry County
County Subdivision	Spiceland Township
Municipality	Spiceland Town
Unified School District	South Henry School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (+29.88%) Homeowner's exemption	$200,200 Land $31,700 Building $168,500	$200,200 Land $31,700 Building $168,500
2024	$1,399.00 (+2.12%)
2023	$1,370.00 (-4.33%)	$167,500 (+11.82%) Land $31,700 Building $135,800	$167,500 (+11.82%) Land $31,700 Building $135,800
2022	$1,432.00	$149,800 Land $23,500 Building $126,300	$149,800 Land $23,500 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPICELAND MUNICIPAL WATER UTILITY serves 969 people · EPA ID IN5233016
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Indiana Communications.

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