Oceana County property record for 315 E Main St, Hart, MI 49420
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jun 2022) |
| Tax Bill | $2,669 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-209-009-00 |
| Primary APN | 020-209-009-00 |
|---|
| Lot Area | 9,147 sqft (0.21 acres) |
|---|
| Street Address | 315 E MAIN ST |
|---|---|
| City | HART |
| State | MI |
| Zip | 49420-1170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF HART LOT 9 & E 10 FT OF S 109.21 FT OF LOT 8 BLK 9 MATHIEU-GAST $20,000 LC-97/22567 WD-2001/4290 |
| Legal Subdivision | CITY OF HART |
| Legal Block | 9 |
| Legal Lot Number | 8-9 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | HART |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10400 |
315 E Main St is owned and occupied by two individuals who bought it in June 2022.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 419 GRISWOLD ST, HART, MI 49420-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | Feb 21, 2001 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 14, 2022 |
| Property Address | 315 E MAIN ST, HART, MI 49420-1170 |
| Document Number | 2022/13184 |
| Book / Page | 2022 / 13184 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 202200003733 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 E MAIN ST, 315, HART, MI 49420-1170 |
| Name | Verified Name |
|---|---|
| Address | 14 E MAIN ST, HART, MI 49420-1130 |
| Document Number | 202200003734 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 202200003734 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 315 E Main St was $2,669 with a homeowner's exemption.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| Municipality | Hart City |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,800 (+43.13%) Land $119,800 | $239,600 (+43.13%) Land $239,600 | |
| 2025 | $2,669.00 Homeowner's exemption | $83,700 Land $83,700 | $167,400 Land $167,400 |
| 2023 | $59,600 Land $59,600 | $119,200 (-) Land $119,200 | |
| 2022 | $1,302.00 | $119,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HART serves 2,126 people · EPA ID MI0003060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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