311 E Main St, Hart, MI 49420 Property Records

Oceana County property record for 311 E Main St, Hart, MI 49420

Property Summary

Property Type	Commercial
Details	1,500 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jun 2022)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-209-008-00`

Property Details

APN / Parcel Number

Primary APN	`020-209-008-00`

Interior

Stories	2 Stories
Building Area	1,500 sqft Gross Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	311 E MAIN ST
City	HART
State	MI
Zip	49420-1264
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CITY OF HART LOTS 7 & 8 BLK 9 EXC THE E 10 FT OF THE S 109.21 FT OF LOT 8 WD-2016/3878 WD-2016/8048 DESC CHG IN 2000 PER FL
Legal Subdivision	CITY OF HART
Legal Block	9
Legal Lot Number	7-8
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	3
Census Block	3006
Census Tract	10400

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 E MAIN ST, HART, MI 49420-1264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	May 10, 2016 · Amount on Record
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	0000001200
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jun 14, 2022
Property Address	311 E MAIN ST, HART, MI 49420-1264
Document Number	2022/13184
Book / Page	2022 / 13184
Instrument Date	Jun 10, 2022
Instrument	202200003733
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E MAIN ST, 315, HART, MI 49420-1170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E MAIN ST, HART, MI 49420-1130

Mortgage

Document Number	202200003734
Date	Jun 14, 2022
Instrument	202200003734

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	311 E MAIN ST, HART, MI 49420-1264
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12655
Date	May 14, 2021
Book Page	2021/12655
Instrument	202100003668

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	311 E MAIN ST, HART, MI 49420-1264
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/018253
Date	Sep 28, 2018
Book Page	2018/018253
Instrument	201800005520

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,800 (+5.16%) Land $19,800 Building $127,000	$293,600 (+5.16%) Land $39,600 Building $254,000
2025	$5,162.00 (+1.69%) Homeowner's exemption	$139,600 (+22.89%) Land $22,100 Building $117,500	$279,200 (+22.89%) Land $44,200 Building $235,000
2024	$5,076.00 (+10.98%)
2023		$113,600 Land $14,700 Building $98,900	$227,200 (-) Land $29,400 Building $197,800
2022	$4,574.00		$227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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