315 E Lafayette St, Romeo, MI 48065 Property Records

Macomb County property record for 315 E Lafayette St, Romeo, MI 48065

Property Summary

Property Type	Auto Repair, Garage
Details	4,813 sqft · built 1993
Lot Size	0.537 acres (23,392 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Oct 2022)
Tax Bill	$8,100 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-02-201-015`

Property Details

APN / Parcel Number

Primary APN	`28-04-02-201-015`
Alternative APNs	`0402201014` `0402201015`

Interior

Stories	1 Story
Building Area	4,813 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	23,392 sqft (0.537 acres)
Lot Dimensions	150 ft deep x 156 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 E LAFAYETTE ST
City	ROMEO
State	MI
Zip	48065-5239
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	VILLAGE
Legal Description	BAILEYS ADDITION (L1, P19) BLOCK 1 LOTS 10 & 11 & W 5.0 FT OF LOT 12
Legal Subdivision	BAILEYS ADD
Legal Block	1
Legal Lot Number	10-12
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

315 E Lafayette St, a commercial property, is owned by a company that acquired it in January 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	101 S MAIN ST, ROMEO, MI 48065-5125
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · SBA Mortgage OAKLAND COUNTY BUSINESS FINANCE CORP
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 3, 2023	Quit Claim Deed, Transfer HBI TITLE SERVICES INC
Jan 18, 2023	Assignment of Lease, Transfer
Oct 12, 2022	Warranty Deed, Transfer THE HUNTINGTON NATIONAL BANK
Apr 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Deed Document Number	2022116920
Deed Book / Page	28853 / 967
Last Transfer Date	Jan 3, 2023
Transfer Doc	0000000989
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	CHIRCO TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239

Mortgage

Document Number	2300004626
Date	Jan 17, 2023
Book Page	28974/335
Instrument	202300004626

Lender

Name	OAKLAND COUNTY BUSINESS FINANCE CORP
Type	Government Agency
Address	WATERFORD, MI 48328

Agreement

Type	SBA Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239

Mortgage

Document Number	2200116922
Date	Oct 12, 2022
Book Page	28854/1
Instrument	202200116922

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	GRAND RAPIDS, MI 49503

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 3, 2023
Property Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239
Document Number	2300000989
Book / Page	28958 / 599
Map Reference	LB 1 PG 19
Instrument Date	Dec 29, 2022
Instrument	202300000989
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 S MAIN ST, ROMEO, MI 48065-5125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239

January 2023: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	MACOMB MI
Recording Date	Jan 18, 2023
Property Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239
Document Number	2300004914
Book / Page	28975 / 632
Map Reference	LB 1 PG 19
Instrument Date	Dec 19, 2022
Instrument	202300004914
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 12, 2022
Property Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239
Document Number	2200116920
Book / Page	28853 / 967
Map Reference	LB 1 PG 19
Instrument Date	Sep 23, 2022
Instrument	202200116920
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11206 33 MILE RD, BRUCE TWP, MI 48065-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S MAIN ST, ROMEO, MI 48065-5125

Mortgage

Document Number	2200116921
Date	Oct 12, 2022
Book Page	28853/969
Instrument	202200116921

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	GRAND RAPIDS, MI 49503

Agreement

Amount	Amount on Record

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Apr 15, 2022
Property Address	315 E LAFAYETTE ST, ROMEO, MI 48065-5239
Document Number	2200052211
Book / Page	28555 / 895
Map Reference	LB 1 PG 19
Instrument Date	Mar 23, 2022
Instrument	202200052211
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11474 MICHAEL DR, WASHINGTON TOWNSHIP, MI 48094-3680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344433 MILE ROAD, ROMEO, MI 48065

Tax Assessment & Valuation

The 2025 property tax bill for 315 E Lafayette St was $8,100.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,300 (+9.19%)	$470,600 (+9.19%)
2025	$8,100.00	$215,500	$431,000
2023		$171,600	$343,200
2022	$3,955.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 E Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 E Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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