291 E Lafayette St, Romeo, MI 48065 Property Records

Macomb County property record for 291 E Lafayette St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,021 sqft · built 1920
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Sep 2024)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-04-02-129-015`

Property Details

APN / Parcel Number

Primary APN	`28-04-02-129-015`
Alternative APN	`0402129015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	852 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	97.4 ft deep x 53.6 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	291 E LAFAYETTE ST
City	ROMEO
State	MI
Zip	48065-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	ASSESSORS PLAT NO 8 LOT 8 VILLAGE OF ROMEO
Legal Subdivision	VILLAGE
Legal Lot Number	8
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

291 E Lafayette St is owned and occupied by two individuals who bought it in September 2024.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 E LAFAYETTE ST, ROMEO, MI 48065-5237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2018	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on File
Deed Sale	Sep 5, 2024 · Amount on File
Prior Sale	Feb 8, 2018 · Amount on File
Deed Document Number	202472589
Deed Book / Page	29740 / 36
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	291 E LAFAYETTE ST, ROMEO, MI 48065-5237
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 E LAFAYETTE ST, ROMEO, MI 48065-5237
Investor	Possibly a Property Investor

Mortgage

Document Number	2600011913
Date	Feb 10, 2026
Book Page	30509/911
Instrument	202600011913

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 8, 2018
Property Address	291 E LAFAYETTE ST, ROMEO, MI 48065-5237
Document Number	0000015262
Book / Page	25208 / 396
Map Reference	LB 17 PG 49
Instrument Date	Jan 26, 2018
Instrument	8015262
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 E LAFAYETTE ST, 291, ROMEO, MI 48065-5237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 E LAFAYETTE ST, ROMEO, MI 48065-5237

Mortgage

Document Number	0000015263
Date	Feb 8, 2018
Instrument	8015263

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Mortgage

Document Number	0000015264
Date	Feb 8, 2018
Book Page	25208/417
Instrument	8015264

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 291 E Lafayette St was $2,998 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,400	$236,800
2025	$2,998.00
2023		$80,300	$160,600
2022	$1,666.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 291 E Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 291 E Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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