315 E 4th St, Vinton, IA 52349 Property Records

Benton County property record for 315 E 4th St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,984 sqft · built 1900
Lot Size	0.179 acres (7,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jun 2022)
Tax Bill	$2,514 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24017300`

Property Details

APN / Parcel Number

Primary APN	`24017300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	862 sqft
Basement Area	431 sqft
Unfinished Basement	431 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	7,796 sqft (0.179 acres)
Lot Dimensions	124 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	94 sqft
Deck Area	298 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 E 4TH ST
City	VINTON
State	IA
Zip	52349-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINTON LOT 8 BLK 9
Legal Subdivision	VINTON
Legal Block	9
Legal Lot Number	8
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2054
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 E 4TH ST, VINTON, IA 52349-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE NETWORK
Apr 30, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	20222730
Prior Transfer Date	Apr 8, 2021
Prior Transfer Doc	0000002082
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	315 E 4TH ST, VINTON, IA 52349-1806
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211159
Date	Mar 11, 2021
Instrument	21-1159

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2031

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jun 14, 2022
Property Address	315 E 4TH ST, VINTON, IA 52349-1806
Document Number	0000222730
Instrument Date	Jun 9, 2022
Instrument	22-2730
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 E 4TH ST, VINTON, IA 52349-1806

Mortgage

Document Number	0000222731
Date	Jun 14, 2022
Instrument	22-2731

Lender

Name	RESIDENTIAL MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IA
Recording Date	Apr 30, 2021
Property Address	315 E 4TH ST, VINTON, IA 52349-1806
Document Number	0000212082
Instrument Date	Apr 8, 2021
Instrument	21-2082
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 4TH ST, VINTON, IA 52349-1806

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Mar 11, 2021
Property Address	315 E 4TH ST, VINTON, IA 52349-1806
Document Number	0000211157
Instrument Date	Feb 16, 2021
Instrument	21-1157
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 4TH ST, VINTON, IA 52349-1806

Mortgage

Document Number	0000211158
Date	Mar 11, 2021
Instrument	21-1158

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.25%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,514.00 (+5.63%)	$141,800 (-) Land $14,500 Building $127,300	$141,800 (-) Land $14,500 Building $127,300
2025		$141,800 (+11.65%) Land $14,500 Building $127,300	$141,800 (+11.65%) Land $14,500 Building $127,300
2024	$2,380.00 (+11.32%)
2023		$127,000 (+17.38%) Land $13,900 Building $113,100	$127,000 (+17.38%) Land $13,900 Building $113,100
2022	$2,138.00 Homeowner's exemption	$108,200 Land $11,100 Building $97,100
2021			$108,200 Land $11,100 Building $97,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	55 (1993–2016)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile, USA Communications.

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