Benton County property record for 314 E 4th St, Vinton, IA 52349
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1890 |
| Lot Size | 0.179 acres (7,796 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Sep 2023) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24092800 |
| Primary APN | 24092800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,796 sqft (0.179 acres) |
| Lot Dimensions | 124 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 122 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 314 E 4TH ST |
|---|---|
| City | VINTON |
| State | IA |
| Zip | 52349-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINTON LOT 1 BLK 16 |
| Legal Subdivision | VINTON |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | VINTON |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 960300 |
Source: Benton County records · APN 24092800
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 E 4TH ST, VINTON, IA 52349-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Mar 01, 2021 | Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Prior Sale | Mar 01, 2021 · Amount on Record |
| Deed Document Number | 20233180 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Sep 11, 2023 |
| Property Address | 314 E 4TH ST, VINTON, IA 52349-1805 |
| Document Number | 0000233180 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 23-3180 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2023 |
| Title Company | SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 E 4TH ST, VINTON, IA 52349-1805 |
| Document Number | 0000233181 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 23-3181 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 314 E 4TH ST, VINTON, IA 52349-1805 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000212033 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 21-2033 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 05, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.88% |
| Max Rate At Change | 5.13% |
| Index | 1-Year CMT |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Mar 01, 2021 |
| Property Address | 314 E 4TH ST, VINTON, IA 52349-1805 |
| Document Number | 0000210957 |
| Instrument Date | Feb 09, 2021 |
| Instrument | 21-0957 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 E 4TH ST, VINTON, IA 52349-1805 |
| Document Number | 0000210958 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 21-0958 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 05, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.88% |
| Max Rate At Change | 5.13% |
| Index | 1-Year CMT |
Source: Benton County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Vinton City |
| Unified School District | Vinton-Shellsburg Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,554.00 Homeowner's exemption | $162,300 (+9.51%) Land $14,500 Building $147,800 | $162,300 (+9.51%) Land $14,500 Building $147,800 |
| 2024 | $2,554.00 (+8.68%) | ||
| 2023 | $148,200 (+21.98%) Land $13,900 Building $134,300 | $148,200 (+21.98%) Land $13,900 Building $134,300 | |
| 2022 | $2,350.00 | $121,500 Land $11,100 Building $110,400 | |
| 2021 | $121,500 Land $11,100 Building $110,400 |
Source: FEMA National Flood Hazard Layer, Benton County (19011C), as of September 22, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190119603002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 55 (1993–2016) |
| Claims Outside the SFHA | 9 of 55 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vinton Municipal Communications Utility Fiber · not low latency | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Farmers Mutual Telephone Cooperative of Shellsburg, LTD Broadband, T-Mobile USA.
Based on FCC filings for 322 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA0688053, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VINTON MUNICIPAL WATER DEPT serves 4,938 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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