315 Derby Ln, #5, Ridgeway, SC 29130 Property Records

Fairfield County property record for 315 Derby Ln, #5, Ridgeway, SC 29130

Property Summary

Property TypeRural Home
Details1 ba · 2,241 sqft
Lot Size17.3 acres (754,895 sqft)
OwnerIndividual Name on File
Last Sale$289,000 (May 2014)
Tax Bill$1,421 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone A (high risk)
APN217-00-00-020-000

Property Details

APN / Parcel Number

Primary APN217-00-00-020-000
Alternative APN
  • 18126

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,241 sqft Living Area
Gross Area3,197 sqft
1st Floor Area1,647 sqft
2nd Floor Area594 sqft

Exterior

Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area754,895 sqft (17.3 acres)
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number18126
Street Address315 DERBY LN, 5
CityRIDGEWAY
StateSC
Zip29130-9756
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRD-1
Legal Description315 DERBY LANE LOT 5 & 6 DOKO FARMS
Legal SubdivisionDOKO FARMS
Legal Lot Number5-6
JurisdictionFAIRFIELD SC
Township / Civil DivisionRIDGEWAY
Census Block Group1
Census Block1014
Census Tract960301

Owner

Source: Fairfield County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 DERBY LN, RIDGEWAY, SC 29130-9756
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 2, 2014 · Amount on Record
Deed SaleMay 2, 2014 · Amount on Record
Deed Book / Page1149 / 205
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD SC
Property Address315 DERBY LN # 5, 5, RIDGEWAY, SC 29130-9756
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001546
DateJul 24, 2020
Book Page1419/117
Instrument202000001546
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFairfield County
Unified School DistrictFairfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,421.00 (+18.32%)$14,221 (+117.28%) Land $597 Building $13,624$480,900 (+66.4%) Land $140,300 Building $340,600
2024$1,201.00 (-2.28%)$6,545 (-) Land $597 Building $5,948$289,000 (-) Land $140,300 Building $148,700
2023$1,229.00 (+9.34%)$6,545 (-) Land $597 Building $5,948$289,000 (-) Land $140,300 Building $148,700
2022$1,124.00$6,545 Land $597 Building $5,948$289,000 Land $140,300 Building $148,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 61% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derby Ln

Nearby Streets

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