234 Derby Ln, Ridgeway, SC 29130 Property Records

Fairfield County property record for 234 Derby Ln, Ridgeway, SC 29130

Property Summary

Property TypeSingle Family Home
Details2,605 sqft
Lot Size9.12 acres (397,267 sqft)
Owner2 Individual Names on Record
Last Sale$342,500 (Apr 2007)
Tax Bill$2,432 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN217-00-00-023-000

Property Details

APN / Parcel Number

Primary APN217-00-00-023-000
Alternative APN
  • 18128

Interior

Stories1 Story
Building Area2,605 sqft Living Area
Gross Area4,194 sqft
1st Floor Area3,000 sqft
Upper Floors Area325 sqft

Exterior

Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area397,267 sqft (9.12 acres)
Garage TypeMixed
Garage Area1,370 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck Area530 sqft
Patio Area771 sqft

Location & Zoning

Account Number18128
Street Address234 DERBY LN
CityRIDGEWAY
StateSC
Zip29130-9376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-1
Legal Description234 DERBY LN LOTS 8, 9A & 10B PLAT: 605 - 911
Legal SubdivisionLN
Legal Lot Number8
JurisdictionFAIRFIELD SC
Township / Civil DivisionRIDGEWAY
Census Block Group1
Census Block1014
Census Tract960301

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address234 DERBY LN, RIDGEWAY, SC 29130-9376
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2007 · Amount on Record
Deed SaleApr 18, 2007 · Amount on Record
Deed Book / Page840 / 94
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD SC
Property Address234 DERBY LN, RIDGEWAY, SC 29130-9376
Document Number0000002866
Instrument DateDec 5, 2018
Transaction TypeMortgage
Record UpdatedApr 29, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 DERBY LN RIDGEWAY SC 291309376, RIDGEWAY, SC 29130-9376

Mortgage

Document Number0000002866
DateDec 13, 2018
Book Page001347/000041
Instrument2866
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCALUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 12, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFairfield County
Unified School DistrictFairfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,432.00 (+18.63%)$20,667 (+82.52%) Land $667 Building $20,000$575,000 (+68.42%) Land $75,000 Building $500,000
2024$2,050.00 (-2.29%)$11,323 (-) Land $667 Building $10,656$341,400 (-) Land $75,000 Building $266,400
2023$2,098.00 (+9.5%)$11,323 (-) Land $667 Building $10,656$341,400 (-) Land $75,000 Building $266,400
2022$1,916.00$11,323 Land $667 Building $10,656$341,400 Land $75,000 Building $266,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 48% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derby Ln

Nearby Streets

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