Madison County property record for 315 Covington Cv, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,088 sqft · built 2019 |
| Lot Size | 0.452 acres (19,721 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $747,723 (Oct 2022) |
| Tax Bill | $8,072 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081E-22-248 |
| Primary APN | 081E-22-248 |
|---|---|
| Alternative APN |
|
| Building Area | 4,088 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,553 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 19,721 sqft (0.452 acres) |
| Account Number | 53424 |
|---|---|
| Street Address | 315 COVINGTON CV |
| City | MADISON |
| State | MS |
| Zip | 39110-4581 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT C-19 COVINGTON - BLK C PH III @ REUNION |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 22 |
| Legal Subdivision | COVINGTON BLK C PH 3 REUNION |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | C-19 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30301 |
Source: Madison County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 21, 2023 | Intrafamily Transfer, Transfer |
| Sep 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Sep 21, 2020 | Deed of Trust, Mortgage FIRST COM'L BK |
| May 16, 2019 | Warranty Deed, Subdivision Related Transfer TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on Record |
| Deed Sale | Oct 3, 2022 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 2022969991 |
| Deed Book / Page | 4265 / 410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 21, 2023 |
| Property Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 004396/425 |
| Book / Page | 4396 / 425 |
| Map Reference | CAB E SL 182B,183A&B |
| Instrument Date | Dec 20, 2023 |
| Instrument | 996364 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 27, 2023 |
| Property Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 004373/655 |
| Book / Page | 4373 / 655 |
| Map Reference | CAB E SL 182B |
| Instrument Date | Sep 26, 2023 |
| Instrument | 992378 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 ROSEDOWNE DR, MADISON, MS 39110-4757 |
| Name | Verified Name |
|---|---|
| Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 0000992379 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 992379 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 0000906396 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 315 COVINGTON CV MADISON MS 391104581, MADISON, MS 39110-4581 |
| Document Number | 0000906396 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 003919/000818 |
| Instrument | 906396 |
| Name | FIRST COM'L BK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 16, 2019 |
| Property Address | 315 COVINGTON CV, MADISON, MS 39110-4581 |
| Document Number | 0000864025 |
| Book / Page | 003720 / 000406 |
| Instrument Date | May 10, 2019 |
| Instrument | 864025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 315 COVINGTON CV MADISON MS 39110, MADISON, MS 39110 |
| Document Number | 864026 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 003720/000408 |
| Instrument | 864026 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,072.00 | $69,275 (+51.86%) | $461,830 (+1.24%) Land $75,000 Building $386,830 |
| 2024 | $8,072.00 (+27.14%) | ||
| 2023 | $6,349.00 (-0.56%) Homeowner's exemption | $45,617 (-) | $456,170 (-) Land $75,000 Building $381,170 |
| 2022 | $6,385.00 Homeowner's exemption | $45,617 | $456,170 Land $75,000 Building $381,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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