Madison County property record for 312 Covington Cv, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,949 sqft · built 2018 |
| Lot Size | 0.238 acres (10,386 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,000 (Mar 2018) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081E-22-265 |
| Primary APN | 081E-22-265 |
|---|---|
| Alternative APN |
|
| Building Area | 3,949 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,485 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 10,386 sqft (0.238 acres) |
| Account Number | 53441 |
|---|---|
| Street Address | 312 COVINGTON CV |
| City | MADISON |
| State | MS |
| Zip | 39110-4570 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT C-36 COVINGTON - BLK C PH III @ REUNION |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 22 |
| Legal Subdivision | COVINGTON BLK C PH 3 REUNION |
| Legal Phase | 3 |
| Legal Block | C |
| Legal Lot Number | C-36 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30301 |
Source: Madison County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK PLUS |
| Sep 25, 2019 | Deed of Trust, Mortgage BANKPLUS |
| Mar 20, 2018 | Warranty Deed, Subdivision Related Transfer BANK PLUS |
| Oct 3, 2017 | Trustee's Deed, Construction Loan · Line of Credit COMMUNITY BK/MS |
| Oct 3, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on Record |
| Deed Sale | Mar 20, 2018 · Amount on Record |
| Prior Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 2018835425 |
| Deed Book / Page | 3581 / 759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 6, 2026 |
| Property Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Document Number | 0001056886 |
| Book / Page | 4714 / 786 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20261056886 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Document Number | 0001056886, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 4714/786 |
| Instrument | 20261056886 |
| Name | PRIORITYONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Document Number | 4045/253 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 4045/253 |
| Instrument | 927328 |
| Name | BANK PLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Document Number | 0000877064 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 COVINGTON CV MADISON MS 391104570, MADISON, MS 39110-4570 |
| Document Number | 0000877064 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 003772/000476 |
| Instrument | 877064 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 20, 2018 |
| Property Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Document Number | 0000835425 |
| Book / Page | 003581 / 000759 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 835425 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 COVINGTON CV MADISON MS 391104570, MADISON, MS 39110-4570 |
| Document Number | 835426 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 003581/000761 |
| Instrument | 835426 |
| Name | BANK PLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Document Number | 835427, |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 003581/000776 |
| Instrument | 835427 |
| Name | BANK PLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Mar 19, 2025 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 3, 2017 |
| Property Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Book / Page | 003528 / 000984 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 822167 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 122 LANGDON DR MADISON MS 391107076, MADISON, MS 39110-7076 |
| Document Number | 0000822167 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 003528/000984 |
| Instrument | 822167 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 2, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 3, 2017 |
| Property Address | 312 COVINGTON CV, MADISON, MS 39110-4570 |
| Document Number | 0000822166 |
| Book / Page | 003528 / 000981 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 822166 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 122 LANGDON DR MADISON MS 391107076, MADISON, MS 39110-7076 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 Homeowner's exemption | $44,097 (+0.28%) | $440,970 (+0.28%) Land $75,000 Building $365,970 |
| 2024 | $4,838.00 (-15.12%) | ||
| 2023 | $5,700.00 Homeowner's exemption | $43,973 | $439,730 Land $75,000 Building $364,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures