Columbia County and Chatham Town property record for 315 Cotter Rd, Old Chatham, NY 12136 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 74,052 sqft (1.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $7,500 (1993) |
| Tax Bill | $6,724.00 (2025) |
| Primary APN | 102689 36.-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,568 sqft Living Area |
| 1st Floor | 896 sqft 1st Floor |
| Upper Floors | 672 sqft Upper Floors |
| Basement Area | 896 sqft Basement |
| Finished Basement | 896 sqft Finished |
| Unfinished Basement | 896 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 74,052 sqft (1.7 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 1,068 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 315 COTTER RD |
|---|---|
| City | OLD CHATHAM |
| State | NY |
| Zip | 12136-2242 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK591 PG134 MICRO 4309 93-38 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | COLUMBIA NY |
| Minor Civil Division | CHATHAM |
| Census Blockgroup | 1 |
| Census Block | 1067 |
| Census Tract | 300 |
Source: Columbia County and Chatham Town records · APN 102689 36.-1-21
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 91, EAST CHATHAM, NY 12060-0091 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 1993 · Amount on Record |
| Deed Sale | Feb 26, 1993 · Amount on Record |
| Deed Book / Page | 721 / 134 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 315 COTTER RD, OLD CHATHAM, NY 12136-2242 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000575 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 991/1630 |
| Instrument | 20240000575 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 315 COTTER RD, OLD CHATHAM, NY 12136 |
| Document Number | 0000011151 |
| Book / Page | 000857 / 001432 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 315 COTTER RD OLD CHATHAM NY 12136, OLD CHATHAM, NY 12136 |
| Document Number | 0000011151 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 000857/001432 |
| Instrument | 11151 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 26, 2027 |
Source: Columbia County and Chatham Town records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Chatham Town |
| Unified School District | Chatham Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,724.00 | $370,000 (-) Land $39,900 Building $330,100 | $451,220 (+13.41%) Land $48,659 Building $402,561 |
| 2023 | $370,000 Land $39,900 Building $330,100 | $397,849 Land $42,903 Building $354,946 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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