Columbia County and Chatham Town property record for 297 Cotter Rd, Old Chatham, NY 12136 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1790 |
| Square Footage | 2,108 sqft Living Area |
| Lot Size | 999,702 sqft (22.9 acres) |
| Last Sale | $545,000 (2021) |
| Tax Bill | $11,813.00 (2025) |
| Primary APN | 102689 36.-1-22.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,108 sqft Living Area |
| 1st Floor | 1,632 sqft 1st Floor |
| Upper Floors | 476 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 999,702 sqft (22.9 acres) |
| Shed | 1 Shed |
| Porch Area | 144 sqft Porch |
| Canopy Area | 168 sqft Canopy |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 297 COTTER RD |
|---|---|
| City | OLD CHATHAM |
| State | NY |
| Zip | 12136-2220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | MICRO 95-180 |
| Legal Block | 1 |
| Legal Lot Number | 22.003 |
| Jurisdiction | COLUMBIA NY |
| Minor Civil Division | CHATHAM |
| Census Blockgroup | 1 |
| Census Block | 1067 |
| Census Tract | 300 |
Source: Columbia County and Chatham Town records · APN 102689 36.-1-22.3
Assessment roll updated April 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 80 WOOSTER ST, 5R, NEW YORK, NY 10012-4493 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance GUARDHILL FINANCIAL CORP |
| Aug 23, 2021 | Deed, Transfer · Stand Alone First Mortgage GUARDHILL FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2005 · Amount on Record |
| Deed Doc Number | 20218330 |
| Deed Book / Page | 940 / 1502 |
| Last Transfer Date | May 31, 2024 |
| Transfer Doc | 0000004798 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Property Address | 297 COTTER RD, OLD CHATHAM, NY 12136-2220 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009279 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 942/2150 |
| Instrument | 20210009279 |
| Name | GUARDHILL FINANCIAL CORP |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | Aug 23, 2021 |
| Property Address | 297 COTTER RD, OLD CHATHAM, NY 12136-2220 |
| Document Number | 0000008330 |
| Book / Page | 940 / 1502 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 20210008330 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 COTTER RD, OLD CHATHAM, NY 12136-2241 |
| Document Number | 0000008331 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 20210008331 |
| Name | GUARDHILL FINANCIAL CORP |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Columbia County and Chatham Town records · Assessment roll updated April 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Chatham Town |
| Unified School District | Chatham Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,813.00 | $650,000 (-) Land $188,700 Building $461,300 | $792,683 (+13.41%) Land $230,122 Building $562,561 |
| 2023 | $650,000 Land $188,700 Building $461,300 | $698,925 Land $202,903 Building $496,022 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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