313 Cole Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 313 Cole Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,200 (Jan 2017)
Tax Bill	$3,338 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R186857`

Property Details

APN / Parcel Number

Primary APN	`R186857`
Alternative APNs	`99063000001900111` `186857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,472 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	101 sqft
Deck Area	256 sqft
Storage Building	120 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	313 COLE RD
City	RED OAK
State	TX
Zip	75154-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	630 A M LAVENDER 1 ACRES
Legal Subdivision	A M LAVENDER
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4001
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 COLE RD, RED OAK, TX 75154-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 3, 2017	Warranty Deed, Transfer · FHA Mortgage SERVICE FIRST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	201786
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0000000086
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	313 COLE RD, RED OAK, TX 75154-4705
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002206805
Date	Feb 18, 2022
Instrument	2206805

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 3, 2017
Property Address	313 COLE RD, RED OAK, TX 75154-4705
Document Number	0000000086
Instrument Date	Dec 28, 2016
Instrument	86
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	TRINITY TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COLE RD RED OAK TX 751544705, RED OAK, TX 75154-4705

Mortgage

Document Number	87,
Date	Jan 3, 2017
Instrument	87

Lender

Name	SERVICE FIRST MTG
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,529 (-3.36%) Land $112,500 Building $213,029	$325,529 (-3.36%) Land $112,500 Building $213,029
2025	$3,338.00 (-2.97%) Homeowner's exemption	$336,836 (-10.94%) Land $112,500 Building $224,336	$336,836 (-10.94%) Land $112,500 Building $224,336
2024	$3,440.00 (+13.68%)
2023	$3,026.00 (+2.4%) Homeowner's exemption	$378,230 Land $125,000 Building $253,230	$378,230 Land $125,000 Building $253,230
2018	$2,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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