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315 Clover Ct, Bloomington, IL 61704 Property Records

McLean County property record for 315 Clover Ct, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,082 sqft · built 1987
Lot Size0.365 acres (15,911 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Sep 2020)
Tax Bill$5,381 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-17-401-016

Property Details

APN / Parcel Number

Primary APN21-17-401-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,082 sqft Living Area
Gross Area3,042 sqft
1st Floor Area1,270 sqft
Basement Area560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area15,911 sqft (0.365 acres)
Lot Dimensions176 ft deep x 49 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area112 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address315 CLOVER CT
CityBLOOMINGTON
StateIL
Zip61704-7218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionSECOND ADD TO THE MEADOWS SUB LOT 70
Legal Range02E
Legal Township23N
Legal Section17
Legal SubdivisionMEADOWS SUB
Legal Lot Number70
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group3
Census Block3017
Census Tract2101

Owner

315 Clover Ct is owned and occupied by two individuals who bought it in September 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address315 CLOVER CT, BLOOMINGTON, IL 61704-7218
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2020 · Amount on File
Deed SaleSep 11, 2020 · Amount on File
Deed Document Number202018256
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 11, 2020
Property Address315 CLOVER CT, BLOOMINGTON, IL 61704-7218
Document Number202000018256
Map ReferenceDOC 86-2623
Instrument DateAug 24, 2020
Instrument2020-00018256
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address315 CLOVER CT, BLOOMINGTON, IL 61704-7218

Mortgage

Document Number202000018257
DateSep 11, 2020
Instrument2020-00018257
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,000 Land $16,831 Building $56,169$219,000 Land $50,493 Building $168,507
2024$5,381.00 (+1.38%)
2023$5,308.00$69,583 Land $15,112 Building $54,471$208,749 Land $45,336 Building $163,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Clover Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Clover Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Nextlink, Watch TV.

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