309 Clover Ct, Bloomington, IL 61704 Property Records

McLean County property record for 309 Clover Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,687 sqft · built 1987
Lot Size	0.231 acres (10,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Dec 2006)
Tax Bill	$4,639 (2024)
Deeds & Mortgages	Feb 2023 Transfer Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-17-401-019`

Property Details

APN / Parcel Number

Primary APN	`21-17-401-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,687 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	988 sqft
Basement Area	310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	10,072 sqft (0.231 acres)
Lot Dimensions	128 ft deep x 78 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	312 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 CLOVER CT
City	BLOOMINGTON
State	IL
Zip	61704-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	THIRD ADD TO THE MEADOWS LOT 97
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	THIRD ADD
Legal Lot Number	97
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3017
Census Tract	2101

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 CLOVER CT, BLOOMINGTON, IL 61704-7218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2006 · Amount on Record
Deed Sale	Dec 5, 2006 · Amount on Record
Deed Document Number	200633350
Last Transfer Date	Feb 10, 2023
Transfer Doc	0000002048
Record Updated	Oct 29, 2026

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 14, 2023
Property Address	309 CLOVER CT, BLOOMINGTON, IL 61704-7218
Document Number	202300002048
Map Reference	DOC 86-8665
Instrument Date	Feb 10, 2023
Instrument	2023-00002048
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 CLOVER CT, BLOOMINGTON, IL 61704-7218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	309 CLOVER CT, BLOOMINGTON, IL 61704-7218
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00017984
Date	Oct 4, 2017
Instrument	2017-00017984

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,955 (+11.38%) Land $14,415 Building $58,540	$218,865 (+11.38%) Land $43,245 Building $175,620
2024	$4,639.00 (+1.96%)
2023	$4,550.00	$65,499 Land $12,941 Building $52,558	$196,497 Land $38,823 Building $157,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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