315 Cherry St, Oxford, NC 27565 Property Records

Granville County property record for 315 Cherry St, Oxford, NC 27565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 3,120 sqft · built 1910
Lot Size	0.664 acres (28,944 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Mar 2014)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12369-16360301`

Property Details

APN / Parcel Number

Primary APN	`12369-16360301`
Alternative APNs	`191316829977` `191316 052` `81329301` `1084583`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,120 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,944 sqft (0.664 acres)
Porch	Slab
Porch Area	306 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1084583
Street Address	315 CHERRY ST
City	OXFORD
State	NC
Zip	27565-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	315 CHERRY ST
Jurisdiction	GRANVILLE NC
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

315 Cherry St is owned and occupied by two individuals who bought it in March 2014.

Source: Granville County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 CHERRY ST, OXFORD, NC 27565-2801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2014 · Amount on File
Deed Sale	Mar 28, 2014 · Amount on File
Deed Book / Page	1505 / 866
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 1, 2022
Property Address	315 CHERRY ST, OXFORD, NC 27565-2801
Document Number	001914/540
Book / Page	1914 / 540
Instrument Date	Jul 27, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CHERRY ST, OXFORD, NC 27565-2801

Mortgage

Document Number	0001914544
Date	Aug 1, 2022
Instrument	1914/544

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 315 Cherry St was $1,256.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Oxford City
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,443 (-28.18%) Land $45,000 Building $56,443
2025	$1,256.00	$141,238 Land $45,000 Building $96,238	$101,443 (-28.18%) Land $45,000 Building $56,443
2024			$141,238 (+87.64%) Land $45,000 Building $96,238
2023	$1,132.00 (+0.98%)	$75,270 (-) Land $22,500 Building $52,770	$75,270 (-) Land $22,500 Building $52,770
2022	$1,121.00	$75,270 Land $22,500 Building $52,770	$75,270 Land $22,500 Building $52,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Cherry St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–2019)
Most Recent Claim	Mar 2019 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 8,972 people · EPA ID NC0239010
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry St

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