307 Cherry St, Oxford, NC 27565 Property Records

Granville County property record for 307 Cherry St, Oxford, NC 27565

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,968 sqft · built 1975
Lot Size0.331 acres (14,430 sqft)
Owner2 Individual Names on File
Last Sale$216,000 (Jul 2024)
Tax Bill$3,365 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN13547-20586302

Property Details

APN / Parcel Number

Primary APN13547-20586302
Alternative APNs
  • 191316930191
  • 191316 049
  • 20586302
  • 1120183

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,968 sqft Heated Area
Basement Area101 sqft
Unfinished Basement101 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,430 sqft (0.331 acres)
PorchSlab
Porch Area108 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1120183
Street Address307 CHERRY ST
CityOXFORD
StateNC
Zip27565-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSURVEY76
Legal Description307 CHERRY ST
JurisdictionGRANVILLE NC
Township / Civil DivisionOXFORD
Census Block Group2
Census Block2003
Census Tract970300

Owner

307 Cherry St is owned and occupied by two individuals who bought it in July 2024.

Source: Granville County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address307 CHERRY ST, OXFORD, NC 27565-2801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2024 · Amount on File
Deed SaleJul 3, 2024 · Amount on File
Prior SaleJan 31, 1994 · Amount on File
Deed Book / Page1989 / 476
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address307 CHERRY ST, OXFORD, NC 27565-2801
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001915/321
DateAug 5, 2022
Book Page1915/321
Lender
NameFIRST HORIZON BANK
TypeBank
AddressOXFORD, NC 27565
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term239 Months
DueJul 8, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 307 Cherry St was $3,365.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
MunicipalityOxford City
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,716 (-) Land $40,500 Building $239,216
2025$3,365.00$279,716 Land $40,500 Building $239,216$279,716 (-) Land $40,500 Building $239,216
2024$279,716 (+147.15%) Land $40,500 Building $239,216
2023$1,685.00 (+0.66%)$113,175 (-) Land $20,250 Building $92,925$113,175 (-) Land $20,250 Building $92,925
2022$1,674.00$113,175 Land $20,250 Building $92,925$113,175 Land $20,250 Building $92,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Cherry St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1985–2019)
Most Recent ClaimMar 2019 · rainfall accumulation
Claims by Event
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 8,972 people · EPA ID NC0239010
Water SourcePurchased surface water from HENDERSON-KERR LAKE REG WTR
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry St

Nearby Streets

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