Shelby County property record for 315 Charles Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,824 sqft · built 1970 |
| Lot Size | 0.305 acres (13,280 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,770 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1835277.014 |
| Primary APN | 01-1835277.014 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Tri-Level |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 13,280 sqft (0.305 acres) |
| Lot Dimensions | 160 ft deep x 83 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 315 CHARLES AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3420 WHOLE-EMERSON SUBDIVISIONCITY OF SIDNEY 020-18-35-277-014 |
| Legal Subdivision | EMERSON SUBDIVISION |
| Legal Lot Number | 3420 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 971900 |
Source: Shelby County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 CHARLES AVE, SIDNEY, OH 45365-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 315 CHARLES AVE, SIDNEY, OH 45365-2513 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700000307 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 2069/191 |
| Instrument | 201700000307 |
| Name | CME FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 12, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,770.00 (-8%) | $54,060 (-) Land $12,920 Building $41,140 | |
| 2024 | $1,924.00 (-8.6%) | $54,060 (-) Land $12,920 Building $41,140 | |
| 2023 | $2,105.00 (+7.07%) | $54,060 (+24.79%) Land $12,920 Building $41,140 | $154,450 (+24.77%) Land $36,900 Building $117,550 |
| 2022 | $1,966.00 | $43,320 Land $11,590 Building $31,730 | |
| 2020 | $123,790 Land $33,120 Building $90,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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