Shelby County property record for 314 Charles Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,757 sqft · built 1967 |
| Lot Size | 0.316 acres (13,778 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,500 (May 2019) |
| Tax Bill | $1,740 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1835278.004 |
| Primary APN | 01-1835278.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,757 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Tri-Level |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 13,778 sqft (0.316 acres) |
| Lot Dimensions | 166 ft deep x 83 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 314 CHARLES AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3441 WHOLE - EMERSON 020-18-35-278-004 |
| Legal Subdivision | EMERSON SUBDIVISION |
| Legal Lot Number | 3441 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 971900 |
Source: Shelby County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 CHARLES AVE, SIDNEY, OH 45365-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Survivorship Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 3, 2021 | Survivorship Deed, Transfer · Conventional Mortgage HONDA FCU |
| May 6, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on Record |
| Deed Sale | May 6, 2019 · Amount on Record |
| Deed Document Number | 20192139 |
| Deed Book / Page | 2169 / 162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Nov 30, 2021 |
| Property Address | 314 CHARLES AVE, SIDNEY, OH 45365-2514 |
| Document Number | 2305/4458 |
| Book / Page | 2305 / 4458 |
| Map Reference | VOL 05 PG 91 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 202108291 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 314 CHARLES AVE, SIDNEY, OH 45365-2514 |
| Document Number | 202108292 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 202108292 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Mar 3, 2021 |
| Property Address | 314 CHARLES AVE, SIDNEY, OH 45365-2514 |
| Document Number | 2273/740 |
| Book / Page | 2273 / 740 |
| Map Reference | VOL 5 PG 91 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 202100001515 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 314 CHARLES AVE, SIDNEY, OH 45365-2514 |
| Document Number | 202100001516 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 202100001516 |
| Name | HONDA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | May 6, 2019 |
| Property Address | 314 CHARLES AVE, SIDNEY, OH 45365-2514 |
| Document Number | 2169/162 |
| Book / Page | 2169 / 162 |
| Map Reference | VOL 5 PG 91 |
| Instrument Date | May 1, 2019 |
| Instrument | 201900002139 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | MARKET SQUARE TITLE AGENCY, MARKET SQUARE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 314 CHARLES AVE, SIDNEY, OH 45365-2514 |
| Document Number | 201900002140 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 201900002140 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,740.00 (-6%) | $53,420 (-) Land $13,030 Building $40,390 | |
| 2024 | $1,851.00 (-5.99%) Homeowner's exemption | $53,420 (-) Land $13,030 Building $40,390 | |
| 2023 | $1,969.00 (+10.74%) Homeowner's exemption | $53,420 (+25.69%) Land $13,030 Building $40,390 | $152,640 (+25.7%) Land $37,230 Building $115,410 |
| 2022 | $1,778.00 Homeowner's exemption | $42,500 Land $11,710 Building $30,790 | |
| 2020 | $121,430 Land $33,450 Building $87,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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