Union County property record for 315 Carter Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1998 |
| Lot Size | 1.99 acres (86,989 sqft) |
| Owner | Company Name on Record |
| Last Sale | $268,000 (Oct 2021) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-405-049 |
| Primary APN | 09-405-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 1,834 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 86,989 sqft (1.99 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 315 CARTER RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | P/19 & P/20 GREENWOOD ACRES PB05 PG161 |
| Legal Subdivision | GREENWOOD ACRES |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20308 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 199 LAFAYETTE ST, 7, NEW YORK, NY 10012-4279 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 1, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Sep 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 202147076 |
| Deed Book / Page | 8266 / 301 |
| Prior Transfer Date | Sep 10, 2020 |
| Prior Transfer Doc | 7812822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 1, 2021 |
| Property Address | 315 CARTER RD, MONROE, NC 28110-8035 |
| Document Number | 8266301 |
| Book / Page | 8266 / 301 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 47076 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $536.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9008 JORDAN CREEK CT, 9008, FORT MILL, SC 29707-5857 |
| Name | Verified Name |
|---|---|
| Address | 31 HUDSON YARDS, NEW YORK, NY 10001-2170 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 17, 2020 |
| Property Address | 315 CARTER RD, MONROE, NC 28110-8035 |
| Document Number | 7812822 |
| Book / Page | 007812 / 000822 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 36977 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 CARTER RD MONROE NC 281108035, MONROE, NC 28110-8035 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 (+2.64%) | $329,400 (+35.84%) Land $64,600 Building $264,800 | $329,400 (+35.84%) Land $64,600 Building $264,800 |
| 2023 | $1,552.00 | $242,500 Land $50,500 Building $192,000 | $242,500 Land $50,500 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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