Union County property record for 218 Carter Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,550 sqft · built 1963 |
| Lot Size | 0.726 acres (31,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Sep 2024) |
| Tax Bill | $1,709 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-405-040 |
| Primary APN | 09-405-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,625 sqft (0.726 acres) |
| Porch | Slab |
| Porch Area | 272 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 218 CARTER RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 1 GREENWOOD ACRES OPCS269 |
| Legal Subdivision | GREENWOOD ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20308 |
Source: Union County records · APN 09-405-040
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 CARTER RD, MONROE, NC 28110-8034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage VISTA POINT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | Feb 27, 2023 · Amount on Record |
| Deed Document Number | 202422319 |
| Deed Book / Page | 8977 / 550 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 218 CARTER RD, MONROE, NC 28110-8034 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|---|
| Address | 218 CARTER RD, MONROE, NC 28110-8034 |
| Document Number | 0009032833 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 9032/833 |
| Instrument | 30346 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 19, 2024 |
| Property Address | 218 CARTER RD, MONROE, NC 28110-8034 |
| Document Number | 0008977550 |
| Book / Page | 8977 / 550 |
| Map Reference | CAB 5 FILE 269 |
| Instrument Date | Jul 03, 2024 |
| Instrument | 22319 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 MOUNT WASHINGTON ST, EVERETT, MA 02149-5136 |
| Name | Verified Name |
|---|---|
| Address | 218 CARTER RD, MONROE, NC 28110-8034 |
| Document Number | 0000022320 |
|---|---|
| Date | Sep 19, 2024 |
| Instrument | 22320 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 27, 2023 |
| Property Address | 218 CARTER RD, MONROE, NC 28110-8034 |
| Document Number | 0008662128 |
| Book / Page | 8662 / 128 |
| Map Reference | MB 5 PG 161 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 4448 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 MARQUIS CT, MATTHEWS, NC 28104-8027 |
| Name | Verified Name |
|---|---|
| Address | 218 CARTER RD, MONROE, NC 28110-8034 |
| Document Number | 0000004449 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 4449 |
| Name | VISTA POINT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 01, 2063 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,709.00 (+37.05%) | $353,300 (+81.27%) Land $51,900 Building $301,400 | $353,300 (+81.27%) Land $51,900 Building $301,400 |
| 2023 | $1,247.00 | $194,900 Land $46,600 Building $148,300 | $194,900 Land $46,600 Building $148,300 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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